VTI vs YJUN

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricVTIYJUNWinner
Expense Ratio0.03%0.90%
AUM$663.5B$138M
Dividend Yield1.07%0.00%
Holdings3,5435
YTD Return+14.16%+6.88%
1Y Return+23.62%+12.06%
3Y Return (annualized)+21.43%+10.40%
5Y Return (annualized)+12.33%+6.29%
Volatility (annualized)15.3%11.0%
Max Drawdown-56.6%-21.5%
Fund FamilyVanguard (US)First Trust Portfolios (US)
CategoryEquityAlternative
InceptionMay 24, 2001Jun 18, 2021

VTI vs YJUN Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and FT Vest International Equity Moderate Buffer ETF - June (YJUN) is a ETF from First Trust Portfolios (US). Over the past year VTI returned +23.62% while YJUN returned +12.06%. Year to date, VTI is up 14.16% versus a gain of 6.88% for YJUN.

Over three years, VTI compounded at +21.43% per year against +10.40% for YJUN; over five years the annualized figures are +12.33% and +6.29% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs +6.28%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.0% for YJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.6% for VTI and -21.5% for YJUN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VTI charges 0.03% per year while YJUN charges 0.90%. On a $10,000 position that is $3 vs $90 annually, a gap of $87 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for YJUN.

Holdings Overlap

0.0%overlap

VTI and YJUN share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VTI or YJUN?

VTI has an expense ratio of 0.03% while YJUN charges 0.90%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.

Which performed better, VTI or YJUN?

Over the past year VTI returned +23.62% vs +12.06% for YJUN, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.14% vs +6.28% for YJUN. Past performance does not guarantee future results.

Which is riskier, VTI or YJUN?

VTI has been the more volatile fund at 15.3% annualized versus 11.0% for YJUN. Worst drawdown: VTI -56.6% vs YJUN -21.5%.

Should I hold both VTI and YJUN?

VTI and YJUN have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VTI and YJUN?

VTI and YJUN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, VTI or YJUN?

VTI yields 1.07% while YJUN yields 0.00%, so VTI currently pays the higher dividend yield.

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