VTI vs ZHOG
Vanguard Morningstar Total Stock Market ETF vs F/m Opportunistic Income ETF
Which is better, VTI or ZHOG?
Large Cap Blend against Long Term Government Bond.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZHOG |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.43% |
| AUM | $666.9B | $46M |
| Dividend Yield | 1.03% | 5.57% |
| Holdings | 3,543 | 63 |
| YTD Return | +12.08%Best | +0.22% |
| 1Y Return | +16.31%Best | +1.60% |
| 3Y Return (annualized) | +20.83%Best | +6.25% |
| 5Y Return (annualized) | +11.89% | - |
| Volatility (annualized) | 12.9% | 5.1%Best |
| Max Drawdown | -19.3% | -3.7%Best |
| $10,000 over 3 years | $17,488Best | $11,978 |
| Fund Family | Vanguard (US) | F-m investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term Government Bond |
| Inception | May 24, 2001 | Sep 6, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 6, 2023 to Sep 14, 2026 (3 years).
VTI vs ZHOG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
VTI vs ZHOG Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and F/m Opportunistic Income ETF (ZHOG) is an ETF from F-m investments. Over the past year VTI returned +16.31% while ZHOG returned +1.60%. Year to date, VTI is up 12.08% versus a gain of 0.22% for ZHOG.
Over three years, VTI compounded at +20.83% per year against +6.25% for ZHOG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 5.1% for ZHOG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -3.7% for ZHOG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while ZHOG charges 0.43%. On a $10,000 position that is $3 vs $43 annually, a gap of $40 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 5.57% for ZHOG.
Holdings Overlap
We hold position weights for 3,463 holdings in VTI and 16 in ZHOG, totalling 98.1% and 42.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,463 positions we hold weights for in VTI and 16 in ZHOG, against full books of 3,543 and 63.
You are not choosing between two funds in isolation.
Whichever of VTI and ZHOG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZHOG?
VTI has an expense ratio of 0.03% while ZHOG charges 0.43%. VTI is the cheaper option, by $40 a year on a $10,000 investment.
Which performed better, VTI or ZHOG?
Over the past year VTI returned +16.31% vs +1.60% for ZHOG, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or ZHOG?
VTI has been the more volatile fund at 12.9% annualized versus 5.1% for ZHOG. Worst drawdown: VTI -19.3% vs ZHOG -3.7%.
Should I hold both VTI and ZHOG?
VTI and ZHOG have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or ZHOG?
VTI yields 1.03% while ZHOG yields 5.57%, so ZHOG currently pays the higher dividend yield.
Is ZHOG better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.