VTI vs ZJUN
Vanguard Total Stock Market ETF vs Innovator Equity Defined Protection ETF - 1 Yr June
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | ZJUN | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $663.5B | $166M | |
| Dividend Yield | 1.07% | 0.00% | |
| Holdings | 3,543 | 6 | |
| YTD Return | +14.22% | +3.16% | |
| 1Y Return | +22.19% | +5.32% | |
| 3Y Return (annualized) | +21.27% | - | |
| 5Y Return (annualized) | +12.23% | - | |
| Volatility (annualized) | 15.3% | 1.5% | |
| Max Drawdown | -56.6% | -1.1% | |
| Fund Family | Vanguard (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | Jun 2, 2025 |
VTI vs ZJUN Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Innovator Equity Defined Protection ETF - 1 Yr June (ZJUN) is a ETF from Innovator ETFs Trust. Over the past year VTI returned +22.19% while ZJUN returned +5.32%. Year to date, VTI is up 14.22% versus a gain of 3.16% for ZJUN.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.5% for ZJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -1.1% for ZJUN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while ZJUN charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for ZJUN.
Holdings Overlap
VTI and ZJUN share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or ZJUN?
VTI has an expense ratio of 0.03% while ZJUN charges 0.79%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, VTI or ZJUN?
Over the past year VTI returned +22.19% vs +5.32% for ZJUN, so VTI leads on 1-year performance. Over the longest common window we track (1 years), VTI annualized +8.14% vs +6.06% for ZJUN. Past performance does not guarantee future results.
Which is riskier, VTI or ZJUN?
VTI has been the more volatile fund at 15.3% annualized versus 1.5% for ZJUN. Worst drawdown: VTI -56.6% vs ZJUN -1.1%.
Should I hold both VTI and ZJUN?
VTI and ZJUN have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and ZJUN?
VTI and ZJUN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, VTI or ZJUN?
VTI yields 1.07% while ZJUN yields 0.00%, so VTI currently pays the higher dividend yield.
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