VYM vs ZJUN

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMZJUNWinner
Expense Ratio0.04%0.79%
AUM$79.0B$166M
Dividend Yield2.86%0.00%
Holdings5686
YTD Return+16.10%+3.14%
1Y Return+25.99%+5.53%
3Y Return (annualized)+18.29%-
5Y Return (annualized)+12.35%-
Volatility (annualized)14.6%1.5%
Max Drawdown-58.8%-1.1%
Fund FamilyVanguard (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionNov 10, 2006Jun 2, 2025

VYM vs ZJUN Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Innovator Equity Defined Protection ETF - 1 Yr June (ZJUN) is a ETF from Innovator ETFs Trust. Over the past year VYM returned +25.99% while ZJUN returned +5.53%. Year to date, VYM is up 16.10% versus a gain of 3.14% for ZJUN.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.5% for ZJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -1.1% for ZJUN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while ZJUN charges 0.79%. On a $10,000 position that is $4 vs $79 annually, a gap of $75 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.00% for ZJUN.

Holdings Overlap

0.0%overlap

VYM and ZJUN share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VYM or ZJUN?

VYM has an expense ratio of 0.04% while ZJUN charges 0.79%. VYM is the cheaper option. On a $10,000 investment, that is $75 per year of difference.

Which performed better, VYM or ZJUN?

Over the past year VYM returned +25.99% vs +5.53% for ZJUN, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +7.08% vs +6.08% for ZJUN. Past performance does not guarantee future results.

Which is riskier, VYM or ZJUN?

VYM has been the more volatile fund at 14.6% annualized versus 1.5% for ZJUN. Worst drawdown: VYM -58.8% vs ZJUN -1.1%.

Should I hold both VYM and ZJUN?

VYM and ZJUN have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and ZJUN?

VYM and ZJUN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, VYM or ZJUN?

VYM yields 2.86% while ZJUN yields 0.00%, so VYM currently pays the higher dividend yield.

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