VTI vs ZSB
Vanguard Morningstar Total Stock Market ETF vs USCF Sustainable Battery Metals Strategy ETF
Which is better, VTI or ZSB?
Large Cap Blend against Precious Metals.
VTI has a lower expense ratio. VTI led over the full window, ZSB over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZSB |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.59% |
| AUM | $689.2B | $2M |
| Dividend Yield | 1.06% | 0.93% |
| Holdings | 3,542 | 3 |
| Volatility (annualized) | 12.7%Best | 21.7% |
| Max Drawdown | -19.3%Best | -49.3% |
| $10,000 over 3.8 years | $20,019Best | $8,375 |
| Fund Family | Vanguard (US) | USCF Investments |
| Category | Equity | Commodity |
| Style | Large Cap Blend | Precious Metals |
| Inception | May 24, 2001 | Jan 10, 2023 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 23 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VTI has data through Nov 11, 2026 and ZSB through Oct 19, 2026.
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Jan 11, 2023 to Oct 19, 2026 (3.8 years).
Risk: Volatility and Drawdowns
ZSB has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -49.3% for ZSB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.11. They move largely independently of each other.
Fees and Cost Over Time
VTI charges 0.03% per year while ZSB charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.93% for ZSB.
You are not choosing between two funds in isolation.
Whichever of VTI and ZSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZSB?
VTI has an expense ratio of 0.03% while ZSB charges 0.59%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
Which is riskier, VTI or ZSB?
ZSB has been the more volatile fund at 21.7% annualized versus 12.7% for VTI. Worst drawdown: VTI -19.3% vs ZSB -49.3%.
Should I hold both VTI and ZSB?
VTI and ZSB have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or ZSB?
VTI yields 1.06% while ZSB yields 0.93%, so VTI currently pays the higher dividend yield.
Is ZSB better than VTI?
VTI has a lower expense ratio. VTI led over the full window, ZSB over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.