VXF vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VXF offers more diversification with 2462 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VXF

Side-by-Side Comparison

MetricVXFVYMWinner
Expense Ratio0.05%0.04%
AUM$31.6B$79.0B
Dividend Yield1.21%2.86%
Holdings3,376568
YTD Return+18.79%+16.78%
1Y Return+24.38%+24.43%
3Y Return (annualized)+19.78%+18.60%
5Y Return (annualized)+7.27%+12.30%
Volatility (annualized)18.7%14.6%
Max Drawdown-59.4%-58.8%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionDec 27, 2001Nov 10, 2006

VXF vs VYM Performance

Vanguard Extended Market ETF (VXF) is a ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year VXF returned +24.38% while VYM returned +24.43%. Year to date, VXF is up 18.79% versus a gain of 16.78% for VYM.

Over three years, VXF compounded at +19.78% per year against +18.60% for VYM; over five years the annualized figures are +7.27% and +12.30% respectively. Across the full 20-year window we track, VXF has the edge at +9.13% annualized vs +7.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXF has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.4% for VXF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXF charges 0.05% per year while VYM charges 0.04%. On a $10,000 position that is $5 vs $4 annually, a gap of $1 per year that compounds over a long holding period. On income, VXF currently yields 1.21% against 2.86% for VYM.

Holdings Overlap

6.1%overlap

VXF and VYM share 270 holdings out of 2750 unique holdings combined, representing a 6.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VXFWeight in VYMDifference
FERG0.64%0.22%0.42%
RPRX0.22%0.08%0.14%
RS0.21%0.07%0.14%
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Frequently Asked Questions

Which is cheaper, VXF or VYM?

VXF has an expense ratio of 0.05% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, VXF or VYM?

Over the past year VXF returned +24.38% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), VXF annualized +9.13% vs +7.11% for VYM. Past performance does not guarantee future results.

Which is riskier, VXF or VYM?

VXF has been the more volatile fund at 18.7% annualized versus 14.6% for VYM. Worst drawdown: VXF -59.4% vs VYM -58.8%.

Should I hold both VXF and VYM?

VXF and VYM have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VXF and VYM?

VXF and VYM share 270 common holdings with a 6.1% weight overlap. Combined, they hold 2750 unique securities.

Which pays a higher dividend, VXF or VYM?

VXF yields 1.21% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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