SCHD vs VXF
Schwab US Dividend Equity ETF vs Vanguard Extended Market ETF
Quick Verdict
VXF has a lower expense ratio. SCHD delivered stronger 1-year returns. VXF offers more diversification with 2462 holdings.
Side-by-Side Comparison
| Metric | SCHD | VXF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.05% | |
| AUM | $103.7B | $31.6B | |
| Dividend Yield | 3.31% | 1.21% | |
| Holdings | 104 | 3,376 | |
| YTD Return | +25.33% | +17.10% | |
| 1Y Return | +32.31% | +27.13% | |
| 3Y Return (annualized) | +15.40% | +19.27% | |
| 5Y Return (annualized) | +9.70% | +6.90% | |
| Volatility (annualized) | 13.6% | 18.7% | |
| Max Drawdown | -33.4% | -59.4% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Dec 27, 2001 |
SCHD vs VXF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vanguard Extended Market ETF (VXF) is a ETF from Vanguard (US). Over the past year SCHD returned +32.31% while VXF returned +27.13%. Year to date, SCHD is up 25.33% versus a gain of 17.10% for VXF.
Over three years, SCHD compounded at +15.40% per year against +19.27% for VXF; over five years the annualized figures are +9.70% and +6.90% respectively. Across the full 15-year window we track, SCHD has the edge at +11.45% annualized vs +9.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXF has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -59.4% for VXF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VXF charges 0.05%. On a $10,000 position that is $6 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.21% for VXF.
Holdings Overlap
SCHD and VXF share 41 holdings out of 2521 unique holdings combined, representing a 2.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VXF?
SCHD has an expense ratio of 0.06% while VXF charges 0.05%. VXF is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, SCHD or VXF?
Over the past year SCHD returned +32.31% vs +27.13% for VXF, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.45% vs +9.07% for VXF. Past performance does not guarantee future results.
Which is riskier, SCHD or VXF?
VXF has been the more volatile fund at 18.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VXF -59.4%.
Should I hold both SCHD and VXF?
SCHD and VXF have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and VXF?
SCHD and VXF share 41 common holdings with a 2.2% weight overlap. Combined, they hold 2521 unique securities.
Which pays a higher dividend, SCHD or VXF?
SCHD yields 3.31% while VXF yields 1.21%, so SCHD currently pays the higher dividend yield.
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