VXUS vs WIP

VXUS vs WIP
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Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricVXUSWIPWinner
Expense Ratio0.05%0.50%
AUM$158.1B$474M
Dividend Yield2.59%5.98%
Holdings8,747199
YTD Return+15.44%+4.52%
1Y Return+26.36%+9.12%
3Y Return (annualized)+20.98%+5.27%
5Y Return (annualized)+9.68%-0.42%
Volatility (annualized)15.1%11.1%
Max Drawdown-39.9%-34.4%
Fund FamilyVanguard (US)SPDR State Street Global Advisors
CategoryEquityFixed Income
InceptionJan 26, 2011Mar 13, 2008

VXUS vs WIP Performance

Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and State Street SPDR FTSE International Government Inflation-Protected Bond ETF (WIP) is a ETF from SPDR State Street Global Advisors. Over the past year VXUS returned +26.36% while WIP returned +9.12%. Year to date, VXUS is up 15.44% versus a gain of 4.52% for WIP.

Over three years, VXUS compounded at +20.98% per year against +5.27% for WIP; over five years the annualized figures are +9.68% and -0.42% respectively. Across the full 16-year window we track, VXUS has the edge at +4.90% annualized vs -0.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 11.1% for WIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for VXUS and -34.4% for WIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXUS charges 0.05% per year while WIP charges 0.50%. On a $10,000 position that is $5 vs $50 annually, a gap of $45 per year that compounds over a long holding period. On income, VXUS currently yields 2.59% against 5.98% for WIP.

Holdings Overlap

0.0%overlap

VXUS and WIP share 0 holdings out of 7875 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VXUS or WIP?

VXUS has an expense ratio of 0.05% while WIP charges 0.50%. VXUS is the cheaper option. On a $10,000 investment, that is $45 per year of difference.

Which performed better, VXUS or WIP?

Over the past year VXUS returned +26.36% vs +9.12% for WIP, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), VXUS annualized +4.90% vs -0.48% for WIP. Past performance does not guarantee future results.

Which is riskier, VXUS or WIP?

VXUS has been the more volatile fund at 15.1% annualized versus 11.1% for WIP. Worst drawdown: VXUS -39.9% vs WIP -34.4%.

Should I hold both VXUS and WIP?

VXUS and WIP have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VXUS and WIP?

VXUS and WIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7875 unique securities.

Which pays a higher dividend, VXUS or WIP?

VXUS yields 2.59% while WIP yields 5.98%, so WIP currently pays the higher dividend yield.

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