VOO vs WIP

VOO vs WIP
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOWIPWinner
Expense Ratio0.03%0.50%
AUM$997.4B$474M
Dividend Yield1.08%5.98%
Holdings509199
YTD Return+12.95%+4.21%
1Y Return+20.69%+8.80%
3Y Return (annualized)+22.09%+5.18%
5Y Return (annualized)+13.40%-0.46%
Volatility (annualized)14.1%11.1%
Max Drawdown-34.3%-34.4%
Fund FamilyVanguard (US)SPDR State Street Global Advisors
CategoryEquityFixed Income
InceptionSep 7, 2010Mar 13, 2008

VOO vs WIP Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and State Street SPDR FTSE International Government Inflation-Protected Bond ETF (WIP) is a ETF from SPDR State Street Global Advisors. Over the past year VOO returned +20.69% while WIP returned +8.80%. Year to date, VOO is up 12.95% versus a gain of 4.21% for WIP.

Over three years, VOO compounded at +22.09% per year against +5.18% for WIP; over five years the annualized figures are +13.40% and -0.46% respectively. Across the full 16-year window we track, VOO has the edge at +13.50% annualized vs -0.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.1% for WIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -34.4% for WIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while WIP charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 5.98% for WIP.

Holdings Overlap

0.0%overlap

VOO and WIP share 0 holdings out of 511 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or WIP?

VOO has an expense ratio of 0.03% while WIP charges 0.50%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, VOO or WIP?

Over the past year VOO returned +20.69% vs +8.80% for WIP, so VOO leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.50% vs -0.50% for WIP. Past performance does not guarantee future results.

Which is riskier, VOO or WIP?

VOO has been the more volatile fund at 14.1% annualized versus 11.1% for WIP. Worst drawdown: VOO -34.3% vs WIP -34.4%.

Should I hold both VOO and WIP?

VOO and WIP have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and WIP?

VOO and WIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, VOO or WIP?

VOO yields 1.08% while WIP yields 5.98%, so WIP currently pays the higher dividend yield.

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