VYM vs WWJD

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 568 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMWWJDWinner
Expense Ratio0.04%0.66%
AUM$79.0B$548M
Dividend Yield2.86%2.58%
Holdings568414
YTD Return+16.78%+11.46%
1Y Return+24.43%+18.35%
3Y Return (annualized)+18.60%+16.43%
5Y Return (annualized)+12.30%+7.80%
Volatility (annualized)14.6%18.7%
Max Drawdown-58.8%-35.8%
Fund FamilyVanguard (US)Inspire ETFs
CategoryEquityEquity
InceptionNov 10, 2006Sep 30, 2019

VYM vs WWJD Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Inspire International ETF (WWJD) is a ETF from Inspire ETFs. Over the past year VYM returned +24.43% while WWJD returned +18.35%. Year to date, VYM is up 16.78% versus a gain of 11.46% for WWJD.

Over three years, VYM compounded at +18.60% per year against +16.43% for WWJD; over five years the annualized figures are +12.30% and +7.80% respectively. Across the full 7-year window we track, WWJD has the edge at +11.42% annualized vs +7.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WWJD has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -35.8% for WWJD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while WWJD charges 0.66%. On a $10,000 position that is $4 vs $66 annually, a gap of $62 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 2.58% for WWJD.

Holdings Overlap

0.4%overlap

VYM and WWJD share 2 holdings out of 755 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VYMWeight in WWJDDifference
GRMN0.18%0.56%0.38%
NXPI0.25%0.47%0.22%

Frequently Asked Questions

Which is cheaper, VYM or WWJD?

VYM has an expense ratio of 0.04% while WWJD charges 0.66%. VYM is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, VYM or WWJD?

Over the past year VYM returned +24.43% vs +18.35% for WWJD, so VYM leads on 1-year performance. Over the longest common window we track (7 years), VYM annualized +7.11% vs +11.42% for WWJD. Past performance does not guarantee future results.

Which is riskier, VYM or WWJD?

WWJD has been the more volatile fund at 18.7% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs WWJD -35.8%.

Should I hold both VYM and WWJD?

VYM and WWJD have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and WWJD?

VYM and WWJD share 2 common holdings with a 0.4% weight overlap. Combined, they hold 755 unique securities.

Which pays a higher dividend, VYM or WWJD?

VYM yields 2.86% while WWJD yields 2.58%, so VYM currently pays the higher dividend yield.

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