VOO vs WWJD
Vanguard S&P 500 ETF vs Inspire International ETF
Which is better, VOO or WWJD?
Each has led over a different period.
VOO has a lower expense ratio. VOO led over 3Y, 5Y and the full window, WWJD over 1Y. WWJD is less concentrated, with 6.8% of the fund in its ten largest positions against 36.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | WWJD |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.61% |
| AUM | $997.4B | $583M |
| Dividend Yield | 1.08% | 2.49% |
| Holdings | 509 | 202 |
| YTD Return | +13.37% | +13.73%Best |
| 1Y Return | +20.08% | +21.52%Best |
| 3Y Return (annualized) | +21.29%Best | +17.92% |
| 5Y Return (annualized) | +12.89%Best | +8.05% |
| Volatility (annualized) | 16.8%Best | 18.6% |
| Max Drawdown | -34.3%Best | -35.8% |
| $10,000 over 5 years | $18,335Best | $14,727 |
| Top 10 Weight | 36.4% | 6.8%Best |
| Fund Family | Vanguard (US) | Inspire ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 7, 2010 | Sep 30, 2019 |
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2019 to Sep 4, 2026 (6.9 years).
VOO vs WWJD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.9 years both funds cover.
VOO vs WWJD Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Inspire International ETF (WWJD) is an ETF from Inspire ETFs. Over the past year VOO returned +20.08% while WWJD returned +21.52%. Year to date, VOO is up 13.37% versus a gain of 13.73% for WWJD.
Over three years, VOO compounded at +21.29% per year against +17.92% for WWJD; over five years the annualized figures are +12.89% and +8.05% respectively. Across the full 7-year window we track, VOO has the edge at +16.27% annualized vs +11.64%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WWJD has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 16.8% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -35.8% for WWJD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VOO charges 0.03% per year while WWJD charges 0.61%. On a $10,000 position that is $3 vs $61 annually, a gap of $58 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 2.49% for WWJD.
Holdings Overlap
0.2% of VOO's money is in holdings WWJD also owns. 1.0% of WWJD's money is in holdings VOO also owns.
WWJD and VOO share little of their money.
The two holdings books were reported 122 days apart, VOO as of Jun 30, 2026 and WWJD as of Feb 28, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 505 positions we hold weights for in VOO and 199 in WWJD, against full books of 509 and 202.
What only one of them owns
Our book lists 0 positions for WWJD that do not appear in our book for VOO (0.0% of the fund), and 495 for VOO that do not appear in WWJD (99.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of VOO and WWJD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or WWJD?
VOO has an expense ratio of 0.03% while WWJD charges 0.61%. VOO is the cheaper option, by $58 a year on a $10,000 investment.
Which performed better, VOO or WWJD?
Over the past year VOO returned +20.08% vs +21.52% for WWJD, so WWJD leads on 1-year performance. Over the longest common window we track (7 years), VOO annualized +16.27% vs +11.64% for WWJD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or WWJD?
WWJD has been the more volatile fund at 18.6% annualized versus 16.8% for VOO. Worst drawdown: VOO -34.3% vs WWJD -35.8%.
Should I hold both VOO and WWJD?
VOO and WWJD have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VOO and WWJD?
1.0% of WWJD's money is in holdings VOO also owns. 1.0% of WWJD's is in holdings VOO also owns. They hold 2 positions in common, counted across the 505 positions we hold weights for in VOO and 199 in WWJD.
Which pays a higher dividend, VOO or WWJD?
VOO yields 1.08% while WWJD yields 2.49%, so WWJD currently pays the higher dividend yield.
Is WWJD better than VOO?
VOO has a lower expense ratio. VOO led over 3Y, 5Y and the full window, WWJD over 1Y. WWJD is less concentrated, with 6.8% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.