VOO vs XCOR

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOXCORWinner
Expense Ratio0.03%1.15%
AUM$979.0B$179M
Dividend Yield1.09%0.38%
Holdings50912
YTD Return+13.79%+10.91%
1Y Return+23.01%+18.76%
3Y Return (annualized)+21.78%+21.30%
5Y Return (annualized)+13.39%-
Volatility (annualized)14.1%14.6%
Max Drawdown-34.3%-22.5%
Fund FamilyVanguard (US)FundX Funds
CategoryEquityEquity
InceptionSep 7, 2010Oct 14, 2022

VOO vs XCOR Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and FundX ETF (XCOR) is a ETF from FundX Funds. Over the past year VOO returned +23.01% while XCOR returned +18.76%. Year to date, VOO is up 13.79% versus a gain of 10.91% for XCOR.

Over three years, VOO compounded at +21.78% per year against +21.30% for XCOR. Across the full 4-year window we track, XCOR has the edge at +19.65% annualized vs +13.57%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

XCOR has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -22.5% for XCOR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VOO charges 0.03% per year while XCOR charges 1.15%. On a $10,000 position that is $3 vs $115 annually, a gap of $112 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.38% for XCOR.

Holdings Overlap

0.0%overlap

VOO and XCOR share 0 holdings out of 516 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or XCOR?

VOO has an expense ratio of 0.03% while XCOR charges 1.15%. VOO is the cheaper option. On a $10,000 investment, that is $112 per year of difference.

Which performed better, VOO or XCOR?

Over the past year VOO returned +23.01% vs +18.76% for XCOR, so VOO leads on 1-year performance. Over the longest common window we track (4 years), VOO annualized +13.57% vs +19.65% for XCOR. Past performance does not guarantee future results.

Which is riskier, VOO or XCOR?

XCOR has been the more volatile fund at 14.6% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XCOR -22.5%.

Should I hold both VOO and XCOR?

VOO and XCOR have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VOO and XCOR?

VOO and XCOR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 516 unique securities.

Which pays a higher dividend, VOO or XCOR?

VOO yields 1.09% while XCOR yields 0.38%, so VOO currently pays the higher dividend yield.

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