VOO vs XLRI
Vanguard S&P 500 ETF vs State Street Real Estate Select Sector SPDR Premium Income ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | VOO | XLRI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.35% | |
| AUM | $997.4B | $3M | |
| Dividend Yield | 1.08% | 13.57% | |
| Holdings | 509 | 3 | |
| YTD Return | +14.27% | +9.06% | |
| 1Y Return | +21.79% | +11.51% | |
| 3Y Return (annualized) | +22.19% | - | |
| 5Y Return (annualized) | +13.28% | - | |
| Volatility (annualized) | 14.2% | 9.1% | |
| Max Drawdown | -34.3% | -7.1% | |
| Fund Family | Vanguard (US) | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Sep 7, 2010 | Jul 29, 2025 |
VOO vs XLRI Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) is a ETF from State Street Investment Management. Over the past year VOO returned +21.79% while XLRI returned +11.51%. Year to date, VOO is up 14.27% versus a gain of 9.06% for XLRI.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 9.1% for XLRI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -7.1% for XLRI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VOO charges 0.03% per year while XLRI charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 13.57% for XLRI.
Holdings Overlap
VOO and XLRI share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or XLRI?
VOO has an expense ratio of 0.03% while XLRI charges 0.35%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, VOO or XLRI?
Over the past year VOO returned +21.79% vs +11.51% for XLRI, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.59% vs +8.99% for XLRI. Past performance does not guarantee future results.
Which is riskier, VOO or XLRI?
VOO has been the more volatile fund at 14.2% annualized versus 9.1% for XLRI. Worst drawdown: VOO -34.3% vs XLRI -7.1%.
Should I hold both VOO and XLRI?
VOO and XLRI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and XLRI?
VOO and XLRI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, VOO or XLRI?
VOO yields 1.08% while XLRI yields 13.57%, so XLRI currently pays the higher dividend yield.
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