VYM vs XRPT
Vanguard High Dividend Yield ETF vs Volatility 2x XRP ETF
Which is better, VYM or XRPT?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XRPT |
|---|---|---|
| Expense Ratio | 0.04%Best | 3.13% |
| AUM | $81.6B | $84M |
| Dividend Yield | 2.22% | 3.75% |
| Holdings | 613 | 3 |
| YTD Return | +13.15%Best | -71.34% |
| 1Y Return | +17.82%Best | -90.55% |
| 3Y Return (annualized) | +17.99% | - |
| 5Y Return (annualized) | +12.16% | - |
| Volatility (annualized) | 8.9%Best | 105.6% |
| Max Drawdown | -6.7%Best | -96.7% |
| $10,000 over 1.3 years | $13,113Best | $1,082 |
| Fund Family | Vanguard (US) | Volatility Shares, LLC |
| Category | Equity | Alternative |
| Style | Large Cap Value | - |
| Inception | Nov 10, 2006 | May 22, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 22, 2025 to Sep 10, 2026 (1.3 years).
VYM vs XRPT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
VYM vs XRPT Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Volatility 2x XRP ETF (XRPT) is an ETF from Volatility Shares, LLC. Over the past year VYM returned +17.82% while XRPT returned -90.55%. Year to date, VYM is up 13.15% versus a loss of 71.34% for XRPT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XRPT has been the more volatile fund, with annualized monthly volatility of 105.6% compared with 8.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.7% for VYM and -96.7% for XRPT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.04. They move largely independently of each other.
Fees and Cost Over Time
VYM charges 0.04% per year while XRPT charges 3.13%. On a $10,000 position that is $4 vs $313 annually, a gap of $309 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 3.75% for XRPT.
You are not choosing between two funds in isolation.
Whichever of VYM and XRPT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XRPT?
VYM has an expense ratio of 0.04% while XRPT charges 3.13%. VYM is the cheaper option, by $309 a year on a $10,000 investment.
Which performed better, VYM or XRPT?
Over the past year VYM returned +17.82% vs -90.55% for XRPT, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +23.18% vs -81.93% for XRPT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XRPT?
XRPT has been the more volatile fund at 105.6% annualized versus 8.9% for VYM. Worst drawdown: VYM -6.7% vs XRPT -96.7%.
Should I hold both VYM and XRPT?
VYM and XRPT have a monthly-return correlation of -0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or XRPT?
VYM yields 2.22% while XRPT yields 3.75%, so XRPT currently pays the higher dividend yield.
Is XRPT better than VYM?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.