VYM vs XRPT
Vanguard High Dividend Yield ETF vs Volatility 2x XRP ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XRPT | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 3.13% | |
| AUM | $81.6B | $45M | |
| Dividend Yield | 2.24% | 7.09% | |
| Holdings | 616 | 3 | |
| YTD Return | +14.66% | -74.81% | |
| 1Y Return | +22.16% | -92.26% | |
| 3Y Return (annualized) | +18.72% | - | |
| 5Y Return (annualized) | +12.18% | - | |
| Volatility (annualized) | 14.6% | 95.8% | |
| Max Drawdown | -58.8% | -96.7% | |
| Fund Family | Vanguard (US) | Volatility Shares, LLC | |
| Category | Equity | Alternative | |
| Inception | Nov 10, 2006 | May 22, 2025 |
VYM vs XRPT Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Volatility 2x XRP ETF (XRPT) is a ETF from Volatility Shares, LLC. Over the past year VYM returned +22.16% while XRPT returned -92.26%. Year to date, VYM is up 14.66% versus a loss of 74.81% for XRPT.
Risk: Volatility and Drawdowns
XRPT has been the more volatile fund, with annualized monthly volatility of 95.8% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -96.7% for XRPT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XRPT charges 3.13%. On a $10,000 position that is $4 vs $313 annually, a gap of $309 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 7.09% for XRPT.
Frequently Asked Questions
Which is cheaper, VYM or XRPT?
VYM has an expense ratio of 0.04% while XRPT charges 3.13%. VYM is the cheaper option. On a $10,000 investment, that is $309 per year of difference.
Which performed better, VYM or XRPT?
Over the past year VYM returned +22.16% vs -92.26% for XRPT, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +7.01% vs -84.95% for XRPT. Past performance does not guarantee future results.
Which is riskier, VYM or XRPT?
XRPT has been the more volatile fund at 95.8% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs XRPT -96.7%.
Should I hold both VYM and XRPT?
VYM and XRPT have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, VYM or XRPT?
VYM yields 2.24% while XRPT yields 7.09%, so XRPT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.