VTI vs XTRE
Vanguard Morningstar Total Stock Market ETF vs BondBloxx Bloomberg Three Year Target Duration US Treasury ETF
Which is better, VTI or XTRE?
Large Cap Blend against Short Term Bond.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XTRE |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.05% |
| AUM | $666.9B | $169M |
| Dividend Yield | 1.03% | 4.03% |
| Holdings | 3,543 | 77 |
| YTD Return | +12.30%Best | -0.82% |
| 1Y Return | +16.08%Best | +0.24% |
| 3Y Return (annualized) | +21.01%Best | +3.81% |
| 5Y Return (annualized) | +12.36% | - |
| Volatility (annualized) | 13.6% | 3.0%Best |
| Max Drawdown | -19.3% | -2.9%Best |
| $10,000 over 4 years | $20,386Best | $11,273 |
| Fund Family | Vanguard (US) | BondBloxx |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Bond |
| Inception | May 24, 2001 | Sep 13, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 16, 2022 to Sep 18, 2026 (4 years).
VTI vs XTRE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
VTI vs XTRE Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and BondBloxx Bloomberg Three Year Target Duration US Treasury ETF (XTRE) is an ETF from BondBloxx. Over the past year VTI returned +16.08% while XTRE returned +0.24%. Year to date, VTI is up 12.30% versus a loss of 0.82% for XTRE.
Over three years, VTI compounded at +21.01% per year against +3.81% for XTRE. Across the full 4-year window we track, VTI has the edge at +19.49% annualized vs +3.04%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 3.0% for XTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -2.9% for XTRE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.32. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while XTRE charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 4.03% for XTRE.
Holdings Overlap
We hold position weights for 3,463 holdings in VTI and 61 in XTRE, totalling 98.1% and 86.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,463 positions we hold weights for in VTI and 61 in XTRE, against full books of 3,543 and 77.
You are not choosing between two funds in isolation.
Whichever of VTI and XTRE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XTRE?
VTI has an expense ratio of 0.03% while XTRE charges 0.05%. VTI is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, VTI or XTRE?
Over the past year VTI returned +16.08% vs +0.24% for XTRE, so VTI leads on 1-year performance. Over the longest common window we track (4 years), VTI annualized +19.49% vs +3.04% for XTRE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XTRE?
VTI has been the more volatile fund at 13.6% annualized versus 3.0% for XTRE. Worst drawdown: VTI -19.3% vs XTRE -2.9%.
Should I hold both VTI and XTRE?
VTI and XTRE have a monthly-return correlation of 0.32, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or XTRE?
VTI yields 1.03% while XTRE yields 4.03%, so XTRE currently pays the higher dividend yield.
Is XTRE better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.