VOO vs YBTC

VOO vs YBTC
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOYBTCWinner
Expense Ratio0.03%0.95%
AUM$997.4B$138M
Dividend Yield1.08%81.65%
Holdings5096
YTD Return+12.25%-31.86%
1Y Return+20.92%-46.81%
3Y Return (annualized)+21.79%-
5Y Return (annualized)+13.05%-
Volatility (annualized)14.1%36.3%
Max Drawdown-34.3%-52.5%
Fund FamilyVanguard (US)Roundhill Investments
CategoryEquityAlternative
InceptionSep 7, 2010Jan 18, 2024

VOO vs YBTC Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Roundhill Bitcoin Covered Call Strategy ETF (YBTC) is a ETF from Roundhill Investments. Over the past year VOO returned +20.92% while YBTC returned -46.81%. Year to date, VOO is up 12.25% versus a loss of 31.86% for YBTC.

Risk: Volatility and Drawdowns

YBTC has been the more volatile fund, with annualized monthly volatility of 36.3% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -52.5% for YBTC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while YBTC charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 81.65% for YBTC.

Frequently Asked Questions

Which is cheaper, VOO or YBTC?

VOO has an expense ratio of 0.03% while YBTC charges 0.95%. VOO is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, VOO or YBTC?

Over the past year VOO returned +20.92% vs -46.81% for YBTC, so VOO leads on 1-year performance. Over the longest common window we track (3 years), VOO annualized +13.45% vs +2.96% for YBTC. Past performance does not guarantee future results.

Which is riskier, VOO or YBTC?

YBTC has been the more volatile fund at 36.3% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs YBTC -52.5%.

Should I hold both VOO and YBTC?

VOO and YBTC have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, VOO or YBTC?

VOO yields 1.08% while YBTC yields 81.65%, so YBTC currently pays the higher dividend yield.

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