VOO vs ZJUN

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOZJUNWinner
Expense Ratio0.03%0.79%
AUM$979.0B$166M
Dividend Yield1.09%0.00%
Holdings5096
YTD Return+13.79%+3.14%
1Y Return+23.01%+5.53%
3Y Return (annualized)+21.78%-
5Y Return (annualized)+13.39%-
Volatility (annualized)14.1%1.5%
Max Drawdown-34.3%-1.1%
Fund FamilyVanguard (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionSep 7, 2010Jun 2, 2025

VOO vs ZJUN Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Innovator Equity Defined Protection ETF - 1 Yr June (ZJUN) is a ETF from Innovator ETFs Trust. Over the past year VOO returned +23.01% while ZJUN returned +5.53%. Year to date, VOO is up 13.79% versus a gain of 3.14% for ZJUN.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.5% for ZJUN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -1.1% for ZJUN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VOO charges 0.03% per year while ZJUN charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 0.00% for ZJUN.

Holdings Overlap

0.0%overlap

VOO and ZJUN share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or ZJUN?

VOO has an expense ratio of 0.03% while ZJUN charges 0.79%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, VOO or ZJUN?

Over the past year VOO returned +23.01% vs +5.53% for ZJUN, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.57% vs +6.08% for ZJUN. Past performance does not guarantee future results.

Which is riskier, VOO or ZJUN?

VOO has been the more volatile fund at 14.1% annualized versus 1.5% for ZJUN. Worst drawdown: VOO -34.3% vs ZJUN -1.1%.

Should I hold both VOO and ZJUN?

VOO and ZJUN have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and ZJUN?

VOO and ZJUN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, VOO or ZJUN?

VOO yields 1.09% while ZJUN yields 0.00%, so VOO currently pays the higher dividend yield.

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