ATLC Stock Forecast, Price Targets, Chart, Dividends & Analysis
Atlanticus Holdings Corporation
ATLC 
NGS
Sector: Financial Services
Industry: Credit Services
55.25
USD
-0.75
(-1.34%)
Previous close: 56.0 Open: 55.35 Bid: 55.1 Ask: 60.0
52 week range
23.10 64.70
Mkt Cap: 801 M Avg Vol (90 Days): 60,070
Last updated: Sunday 27th April 2025
Metrics
Valuation
Returns
7 Day Return | 10.21% | |
1 Month Return | 4.25% | |
3 Month Return | -3.68% | |
1 Year Return | 103.80% | |
3 Year Return | 26.40% | |
5 Year Return | 309.26% | |
YTD Return | -0.95% |
Risk
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 57.64 |
14 Day SMA ($) | 51.87 |
14 Day EMA ($) | 52.62 |
Money Flow Index | 30.64 |
Average True Range | 3.19 |
50 Day SMA ($) | 51.73 |
200 Day SMA ($) | 45.86 |
ADX | 7.26 |
MACD | 0.13 |
Growth
Profitability
Peers
| Stock | Dividend | Market Cap (B) | PE | Price ($) |
|---|
Financials
ATLC Income Statement
Annual
| Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | Dec-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccruedPreferredStockDividends | 1 M | 17 M | 22 M | 25 M | 25 M | 24 M | ||||
| AcquiredInProcessRnD | -14 M | |||||||||
| Basic EPS from continuing operations | 0.12 | -0.46 | -2.93 | 0.56 | 1.74 | 5.32 | 10.32 | 7.55 | 5.35 | 5.92 |
| Basic EPS total | 0.12 | -0.46 | -2.93 | 0.56 | 1.74 | 5.32 | 10.32 | 7.55 | 5.35 | 5.92 |
| Basic weighted shares outstanding | 14 M | 14 M | 14 M | 14 M | 14 M | 14 M | 15 M | 15 M | 15 M | 15 M |
| CreditCard | 7 M | 4 M | 10 M | |||||||
| CreditLossesProvision | 27 M | 54 M | 78 M | |||||||
| Depreciation | 41 M | -15 M | 1 M | 987000.0 | 1 M | 1 M | 1 M | 2 M | 3 M | 3 M |
| Depreciation unreconciled | 41 M | -15 M | 1 M | 987000.0 | 1 M | 1 M | 1 M | 2 M | 3 M | 3 M |
| DepreciationAndAmortization | 41 M | -15 M | 1 M | 987000.0 | 1 M | 1 M | 1 M | 2 M | 3 M | 3 M |
| Diluted EPS total | 0.12 | -0.46 | -2.93 | 0.56 | 1.66 | 3.95 | 7.56 | 5.83 | 4.24 | 4.77 |
| Diluted normalized net income/share | 0.12 | -0.46 | -2.93 | 0.56 | 1.66 | 3.95 | 7.56 | 5.83 | 4.24 | 4.77 |
| Diluted weighted shares outstanding | 14 M | 14 M | 14 M | 14 M | 15 M | 20 M | 21 M | 19 M | 19 M | 19 M |
| EarningLossOfEquityInvestments | 3 M | 2 M | 1 M | 581000.0 | 1 M | 456000.0 | 16000.0 | |||
| FeesAndCommissions | 128 M | 92 M | 114 M | 161 M | 261 M | 411 M | 519 M | 786 M | 879 M | 980 M |
| GeneralAndAdministrativeExpense | 22 M | 9 M | ||||||||
| ImpairmentOfCapitalAssets | -39 M | -600000.0 | ||||||||
| Income before tax | 4 M | -12 M | -47 M | 3 M | 32 M | 114 M | 220 M | 149 M | 129 M | 139 M |
| Income taxes | 2 M | -6 M | -6 M | -4 M | 6 M | 20 M | 42 M | 15 M | 27 M | 28 M |
| InsuranceAndClaims | 22 M | 9 M | ||||||||
| Interest expense | -18 M | -20 M | -28 M | -37 M | -51 M | 52 M | 54 M | 82 M | 109 M | 160 M |
| InterestExpenseForLongTermDebt | 54 M | 71 M | 178 M | |||||||
| InterestExpenseForLongTermDebtAndCapitalSecurities | 54 M | 71 M | 178 M | |||||||
| InterestIncome | 70 M | 89 M | 115 M | 161 M | 344 M | 560 M | 744 M | 1,046 M | 1,155 M | 1,310 M |
| InterestIncomeAfterProvisionForLoanLoss | 25 M | 15 M | -81 M | 53 M | -215 M | -153 M | -84 M | -400 M | -72 M | -100 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 17 M | |||||||||
| InterestIncomeFromInvestmentSecurities | 70 M | 89 M | 115 M | 161 M | -178 M | 134 M | 194 M | 217 M | 1,155 M | 1,310 M |
| InterestIncomeFromSecurities | 70 M | 89 M | 115 M | 161 M | -178 M | 134 M | 194 M | 217 M | 1,155 M | 1,310 M |
| MarketingExpense | 2 M | 5 M | 13 M | 12 M | 36 M | 35 M | 57 M | 62 M | 52 M | 56 M |
| MinorityInterests | 7000.0 | 6000.0 | 91000.0 | 244000.0 | 233000.0 | 203000.0 | 113000.0 | 985000.0 | 891000.0 | 1 M |
| Net income from total operations | 2 M | -6 M | -33 M | 54 M | 26 M | 94 M | 178 M | 136 M | 103 M | 111 M |
| NetIncomeCommonStockholders | 2 M | -6 M | -33 M | 54 M | 25 M | 77 M | 156 M | 111 M | 78 M | 87 M |
| NetIncomeContinuousOperations | 2 M | -6 M | -33 M | 54 M | 26 M | 94 M | 178 M | 135 M | 102 M | 110 M |
| NetInterestIncome | 52 M | 68 M | 33 M | 53 M | -215 M | -153 M | -84 M | -400 M | -72 M | -100 M |
| NetOccupancyExpense | -39 M | |||||||||
| NonInterestExpense | -122 M | -74 M | -87 M | -92 M | -126 M | 146 M | 190 M | 237 M | 226 M | 263 M |
| NonInterestIncome | 8 M | 8 M | 6 M | 42 M | 112 M | 414 M | 494 M | 787 M | 880 M | 981 M |
| NonRecurringOperationExpense | -36 M | |||||||||
| Normalized income | 132 M | |||||||||
| OccupancyAndEquipment | -39 M | |||||||||
| Other special charges | -3 M | -6 M | -6 M | -6 M | -12 M | -125 M | -57 M | -2 M | -2 M | -5 M |
| OtherCustomerServices | 75 M | 92 M | 114 M | 161 M | 261 M | 411 M | 519 M | 786 M | 879 M | 980 M |
| OtherGandA | 22 M | 9 M | ||||||||
| OtherInterestExpense | 18 M | 20 M | 28 M | 37 M | 51 M | 52 M | 54 M | 82 M | 109 M | 160 M |
| OtherInterestIncome | 87000.0 | 233000.0 | 219000.0 | 200000.0 | 14 M | -236 M | -225 M | -536 M | 37 M | 60 M |
| OtherNonInterestExpense | 37 M | 31 M | 32 M | 37 M | 49 M | 81 M | 98 M | 130 M | 127 M | 154 M |
| OtherNonInterestIncome | 553000.0 | -7 M | -5 M | 69 M | 98 M | 3 M | 4 M | 809000.0 | 630000.0 | 1 M |
| OtherunderPreferredStockDividend | 1 M | 17 M | 22 M | 25 M | 25 M | 24 M | ||||
| PreferredStockDividends | 1 M | 17 M | 22 M | 25 M | 25 M | 24 M | ||||
| PropertyCasualtyPremiums | 17 M | |||||||||
| Revenue per share | -500000.0 | -500000.0 | -548000.0 | -890000.0 | -818000.0 | 585000.0 | ||||
| SalariesAndWages | 20 M | 24 M | 23 M | 23 M | 26 M | 29 M | 34 M | 43 M | 44 M | 50 M |
| SecuritiesActivities | 53 M | |||||||||
| Selling Gen & administrative expense | 44 M | 29 M | 36 M | 36 M | 63 M | 64 M | 91 M | 105 M | 96 M | 106 M |
| SellingAndMarketingExpense | 2 M | 5 M | 13 M | 12 M | 36 M | 35 M | 57 M | 62 M | 52 M | 56 M |
| Special income/charges | -37 M | -31 M | -32 M | -37 M | -49 M | -81 M | -98 M | -130 M | -127 M | -154 M |
| Total common shares outstanding | 14 M | 14 M | 15 M | 16 M | 16 M | 16 M | 15 M | 14 M | 15 M | 15 M |
| Total net income | 2 M | -6 M | -33 M | 54 M | 26 M | 94 M | 178 M | 136 M | 103 M | 111 M |
| Total ordinary shares | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M | 15 M |
| Total revenues | 60 M | 76 M | 40 M | 96 M | -103 M | 261 M | 409 M | 293 M | 808 M | 882 M |
| TotalPremiumsEarned | 17 M | |||||||||
| TotalRevenue | 60 M | 76 M | 40 M | 96 M | -103 M | 261 M | 409 M | 293 M | 808 M | 882 M |
| WriteDown | -2 M |
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