CPSS
Consumer Portfolio Services Inc.
$8.40
+$0.24(+2.94%)
63
Overall
60
Value
72
Tech
57
Quality
Market Cap
$181.13M
Volume
29.09K
52W Range
$6.67 - $12.73
Target Price
$15.00
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $305.9M | $342.3M | $342.0M | $288.3M | $235.3M | $169.8M | $192.6M | $226.9M | $340.0M | $372.5M | ||
| Total Revenue | $305.9M | $342.3M | $342.0M | $288.3M | $235.3M | $169.8M | $192.6M | $226.9M | $340.0M | $372.5M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $97.2M | $108.2M | $115.2M | $127.9M | $131.8M | $126.4M | $132.0M | $144.9M | $159.4M | $173.7M | ||
| Selling & Marketing Expenses | $17.5M | $17.8M | $15.6M | $17.6M | $17.9M | $14.2M | $16.9M | $23.0M | $21.2M | $22.8M | ||
| General & Administrative Expenses | $20.2M | $24.8M | $26.6M | $31.0M | $33.0M | $32.0M | $34.6M | $37.6M | $50.0M | $54.7M | ||
| Salaries & Wages | $59.6M | $65.5M | $73.0M | $79.3M | $80.9M | $80.2M | $80.5M | $84.3M | $88.1M | $96.2M | ||
| Depreciation & Amortization | $637.0K | $777.0K | $934.0K | $992.0K | $1.1M | $1.8M | $1.7M | $1.6M | $847.0K | $862.0K | ||
| Depreciation & Amortization | $637.0K | $777.0K | $934.0K | $992.0K | $1.1M | $1.8M | $1.7M | $1.6M | $847.0K | $862.0K | ||
| SPECIAL ITEMS | ||||||||||||
| Special Income Charges | $28.1M | $33.8M | $38.8M | $59.9M | $46.9M | $90.9M | $68.7M | $14.1M | $5.8M | $1.0M | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $61.4M | $49.7M | $32.1M | $18.7M | $9.2M | $20.1M | $65.7M | $116.2M | $61.1M | $27.4M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $26.7M | $20.4M | $28.3M | $3.8M | $3.8M | $-1.6M | $18.2M | $30.2M | $15.8M | $8.2M | ||
| NET INCOME | ||||||||||||
| Net Income | $34.7M | $29.3M | $3.8M | $14.9M | $5.4M | $21.7M | $47.5M | $86.0M | $45.3M | $19.2M | ||
| Net Income (Continuing Operations) | $34.7M | $29.3M | $3.8M | $14.9M | $5.4M | $21.7M | $47.5M | $86.0M | $45.3M | $19.2M | ||
| Net Income (Discontinued Operations) | $34.7M | $29.3M | $3.8M | $14.9M | $5.4M | $21.7M | $47.5M | $86.0M | $45.3M | $19.2M | ||
| Net Income (Common Stockholders) | $34.7M | $29.3M | $3.8M | $14.9M | $5.4M | $21.7M | $47.5M | $86.0M | $45.3M | $19.2M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $22.4M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $25.9M | $24.4M | $22.7M | $22.0M | $22.4M | $22.6M | $22.6M | $21.0M | $20.9M | $21.3M | ||
| Average Shares Outstanding (Diluted) | $31.6M | $29.0M | $27.2M | $25.0M | $24.1M | $24.0M | $25.8M | $26.6M | $25.2M | $24.3M | ||
| Shares Outstanding | $25.2M | $23.6M | $21.6M | $22.1M | $22.6M | $22.8M | $21.3M | $20.5M | $21.1M | $21.4M | ||
| Basic EPS | $1.34 | $1.2 | $0.17 | $0.68 | $0.24 | $0.96 | $2.11 | $4.1 | $2.17 | $0.90 | ||
| Basic EPS (Continuing Operations) | $1.34 | $1.2 | $0.17 | $0.68 | $0.24 | $0.96 | $2.11 | $4.1 | $2.17 | $0.90 | ||
| Diluted EPS | $1.1 | $1.01 | $0.14 | $0.59 | $0.22 | $0.90 | $1.84 | $3.23 | $1.8 | $0.79 | ||
| Diluted EPS (Continuing Operations) | $1.1 | $1.01 | $0.14 | $0.59 | $0.22 | $0.90 | $1.84 | $3.23 | $1.8 | $0.79 | ||
| OTHER METRICS | ||||||||||||
| Credit Losses Provision | $142.6M | $178.5M | $186.7M | $133.1M | $85.8M | $14.1M | $14.6M | $28.1M | $22.3M | $5.3M | ||
| Fees And Commissions | $349.9M | $409.0M | $424.2M | $380.3M | $337.1M | $295.0M | $266.3M | $305.2M | $329.2M | $364.0M | ||
| Interest Expense For Long Term Debt | $-1.6M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Long Term Debt And Capital Securities | $-1.6M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Short Term Debt | $-48.6M | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Interest Income | $13.7M | $13.3M | $10.2M | $9.5M | $8.7M | $-23.8M | $1.5M | $9.2M | $10.8M | $8.5M | ||
| Interest Income After Provision For Loan Loss | $-186.6M | $-245.2M | $-268.8M | $-225.1M | $-187.6M | $-139.3M | $-88.3M | $-106.4M | $-11.5M | $3.2M | ||
| Interest Income From Investment Securities | $349.8M | $408.7M | $423.6M | $334.6M | $337.1M | $265.5M | $261.8M | $305.2M | $329.2M | $364.0M | ||
| Interest Income From Securities | $349.8M | $408.7M | $423.6M | $334.6M | $337.1M | $265.5M | $261.8M | $305.2M | $329.2M | $364.0M | ||
| Net Interest Income | $-44.0M | $-66.7M | $-82.1M | $-92.0M | $-101.8M | $-125.2M | $-73.7M | $-78.3M | $10.8M | $8.5M | ||
| Net Occupancy Expense | $4.1M | $5.2M | $7.2M | $7.6M | $7.5M | $7.4M | $7.7M | $7.5M | $6.4M | $5.6M | ||
| Non Interest Expense | $101.9M | $114.2M | $123.3M | $136.5M | $140.3M | $135.6M | $141.4M | $154.1M | $166.6M | $180.1M | ||
| Non Interest Income | $349.9M | $409.0M | $424.2M | $380.3M | $337.1M | $295.0M | $266.3M | $305.2M | $329.2M | $364.0M | ||
| Occupancy And Equipment | $4.1M | $5.2M | $7.2M | $7.6M | $7.5M | $7.4M | $7.7M | $7.5M | $6.4M | $5.6M | ||
| Other Customer Services | $349.9M | $409.0M | $424.2M | $380.3M | $337.1M | $295.0M | $266.3M | $305.2M | $329.2M | $364.0M | ||
| Other Gand A | $20.2M | $24.8M | $26.6M | $31.0M | $33.0M | $32.0M | $34.6M | $37.6M | $50.0M | $54.7M | ||
| Other Interest Expense | $57.7M | $79.9M | $92.3M | $101.5M | $110.5M | $101.3M | $75.2M | $87.5M | $146.6M | $191.3M | ||
| Other Interest Income | $13.7M | $13.3M | $10.2M | $9.5M | $8.7M | $-23.8M | $1.5M | $9.2M | $10.8M | $8.5M | ||
| Other Non Interest Expense | -- | -- | -- | $-7.1M | $7.7M | $8.7M | $8.4M | $7.6M | $5.7M | $3.7M | ||
| Rent And Landing Fees | $-4.1M | $-5.2M | $-6.3M | $-7.2M | -- | -- | -- | -- | -- | -- | ||
| Write Off | $-28.1M | $-33.8M | $-38.8M | $-45.6M | $-42.9M | $-18.9M | $-20.9M | $-12.0M | -- | -- | ||
| Intexp | $-57.7M | $-79.9M | $-92.3M | $-101.5M | $110.5M | $101.3M | $75.2M | $87.5M | $146.6M | $191.3M | ||
| Othspecchg | -- | -- | -- | $-7.1M | $-11.6M | $-80.8M | $-56.2M | $-21.8M | $-11.5M | $-4.7M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | CPSS | $8.40 | +2.9% | 29.09K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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