DFS Stock Forecast, Price Targets, Chart, Dividends & Analysis
Discover Financial Services
DFS 
NYE
Sector: Financial Services
Industry: Credit Services
174.91
USD
2.84
(1.65%)
Previous close: 172.07 Open: 173.79 Bid: 172.74 Ask: 177.08
52 week range
85.20 188.26
Mkt Cap: 43,310 M Avg Vol (90 Days): 1,553,679
Last updated: Friday 22nd November 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.97 |
Price per Book TTM ($) | 2.90 |
PE Ratio (TTM) | 15.16 |
Book Value per Share ($) | 59.79 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 0.62% | |
1 Month Return | 20.25% | |
3 Month Return | 31.58% | |
1 Year Return | 105.65% | |
3 Year Return | 61.52% | |
5 Year Return | 129.22% | |
YTD Return | 55.61% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 63.00 |
14 Day SMA ($) | 172.20 |
14 Day EMA ($) | 170.26 |
Money Flow Index | 70.56 |
Average True Range | 5.43 |
50 Day SMA ($) | 151.33 |
200 Day SMA ($) | 132.93 |
ADX | 55.15 |
MACD | -5.85 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
DFS Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| AccretionOnPreferredStock | 15 M | |||||||||
| AccruedPreferredStockDividends | 37 M | 37 M | 37 M | 37 M | 31 M | -2,908 M | -1,104 M | 69 M | 62 M | 62 M |
| Amortization of intangibles | -48 M | 53 M | 57 M | 52 M | 67 M | 80 M | 100 M | 103 M | 114 M | 113 M |
| Basic EPS from continuing operations | 4.91 | 5.14 | 5.77 | 5.43 | 7.81 | 9.09 | 3.6 | 17.85 | 15.52 | 11.27 |
| Basic EPS total | 4.91 | 5.14 | 5.77 | 5.43 | 7.81 | 9.09 | 3.6 | 17.85 | 15.52 | 11.27 |
| Basic weighted shares outstanding | 462 M | 437 M | 405 M | 374 M | 344 M | 320 M | 307 M | 300 M | 277 M | 254 M |
| CreditCard | 6,693 M | 6,961 M | 7,498 M | 7,907 M | 8,835 M | 9,690 M | 8,985 M | 8,717 M | 10,632 M | 14,438 M |
| CreditLossesProvision | 1,443 M | 1,512 M | 1,859 M | 2,579 M | 3,035 M | 3,231 M | 5,134 M | 218 M | 2,359 M | 6,018 M |
| Depreciation | 78 M | 81 M | 77 M | 76 M | 75 M | 84 M | 98 M | 86 M | 80 M | 74 M |
| DepreciationAndAmortization | 78 M | 81 M | 77 M | 76 M | 75 M | 84 M | 98 M | 86 M | 80 M | 74 M |
| Diluted EPS total | 4.9 | 5.13 | 5.77 | 5.42 | 7.79 | 9.08 | 3.6 | 17.83 | 15.5 | 11.26 |
| Diluted normalized net income/share | 4.9 | 5.13 | 5.77 | 5.42 | 7.79 | 9.08 | 3.6 | 17.83 | 15.5 | 11.26 |
| Diluted weighted shares outstanding | 463 M | 438 M | 406 M | 374 M | 345 M | 320 M | 307 M | 300 M | 278 M | 254 M |
| Dividends paid per share | 0.92 | 1.08 | 1.16 | 1.3 | 1.5 | 1.68 | 1.76 | 1.88 | 2.4 | 2.8 |
| FeesAndCommissions | 8,158 M | 8,465 M | 9,098 M | 9,467 M | 10,561 M | 11,561 M | 10,882 M | 10,451 M | 12,502 M | 16,953 M |
| GeneralAndAdministrativeExpense | 16 M | 17 M | 15 M | 14 M | 15 M | |||||
| ImpairmentOfCapitalAssets | 27 M | 59 M | 95 M | |||||||
| Income before tax | 3,694 M | 3,612 M | 3,656 M | 3,537 M | 3,597 M | 3,835 M | 1,435 M | 7,064 M | 5,718 M | 3,826 M |
| Income taxes | 1,371 M | 1,315 M | 1,263 M | 1,438 M | 855 M | 878 M | 294 M | 1,606 M | 1,344 M | 886 M |
| Interest expense | 1,134 M | 1,263 M | 1,398 M | 1,648 M | 2,139 M | 2,530 M | 1,865 M | 1,134 M | 1,865 M | 4,746 M |
| InterestExpenseForDeposit | 614 M | 623 M | 687 M | 846 M | 1,238 M | 1,587 M | 1,231 M | 661 M | 1,257 M | 3,886 M |
| InterestExpenseForLongTermDebt | 518 M | 639 M | 711 M | 802 M | 901 M | 943 M | 602 M | 473 M | 606 M | 855 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 518 M | 639 M | 711 M | 802 M | 901 M | 943 M | 602 M | 473 M | 606 M | 855 M |
| InterestExpenseForShortTermDebt | 2 M | 1000000.0 | 32 M | 2 M | 5 M | |||||
| InterestIncome | 7,596 M | 7,945 M | 8,616 M | 9,648 M | 10,893 M | 11,993 M | 11,095 M | 10,651 M | 12,864 M | 17,845 M |
| InterestIncomeAfterProvisionForLoanLoss | 5,019 M | 5,170 M | 5,359 M | 5,421 M | 5,719 M | 6,232 M | 4,096 M | 9,299 M | 8,640 M | 7,081 M |
| InterestIncomeFromInvestmentSecurities | 67 M | 49 M | 38 M | 27 M | 40 M | 179 M | 252 M | 182 M | 179 M | 449 M |
| InterestIncomeFromSecurities | 67 M | 49 M | 38 M | 27 M | 40 M | 179 M | 252 M | 182 M | 179 M | 449 M |
| MarketingExpense | 735 M | 745 M | 731 M | 776 M | 857 M | 883 M | 659 M | 810 M | 1,035 M | 1,164 M |
| Net income from total operations | 2,323 M | 2,297 M | 2,393 M | 2,099 M | 2,742 M | 2,957 M | 1,141 M | 5,422 M | 4,374 M | 2,940 M |
| NetIncomeCommonStockholders | 2,323 M | 2,297 M | 2,393 M | 2,099 M | 2,742 M | 2,908 M | 1,104 M | 5,323 M | 4,286 M | 2,859 M |
| NetIncomeContinuousOperations | 2,323 M | 2,297 M | 2,393 M | 2,099 M | 2,742 M | 2,957 M | 1,141 M | 5,449 M | 4,374 M | 2,940 M |
| NetInterestIncome | 6,462 M | 6,682 M | 7,218 M | 8,000 M | 8,754 M | 9,463 M | 9,230 M | 9,517 M | 10,999 M | 13,099 M |
| NetOccupancyExpense | 92 M | 95 M | 95 M | 99 M | 102 M | 107 M | 113 M | 92 M | 118 M | 89 M |
| NonInterestExpense | 3,340 M | 3,615 M | 3,584 M | 3,781 M | 4,077 M | 4,393 M | 4,519 M | 4,805 M | 5,216 M | 6,016 M |
| NonInterestIncome | 2,015 M | 2,057 M | 1,881 M | 1,897 M | 1,955 M | 1,996 M | 1,858 M | 2,570 M | 2,294 M | 2,761 M |
| NonRecurringOperationExpense | 31 M | 59 M | 15 M | 17 M | ||||||
| Normalized income | -353 M | -7,002 M | ||||||||
| OccupancyAndEquipment | 92 M | 95 M | 95 M | 99 M | 102 M | 107 M | 113 M | 92 M | 118 M | 89 M |
| Other special charges | -1,525 M | -1,627 M | -1,910 M | -2,306 M | -2,646 M | -3,383 M | -8,226 M | -6,822 M | -7,374 M | -9,283 M |
| OtherCustomerServices | 1,465 M | 1,504 M | 1,600 M | 1,560 M | 1,726 M | 1,871 M | 1,817 M | 1,734 M | 1,870 M | 2,515 M |
| OtherGandA | 16 M | 17 M | 15 M | 14 M | 15 M | |||||
| OtherInterestExpense | -6,462 M | -6,682 M | -7,218 M | -8,000 M | -8,754 M | -9,463 M | -9,230 M | -9,517 M | -10,999 M | -13,099 M |
| OtherInterestIncome | 19 M | 27 M | 62 M | 154 M | 292 M | 253 M | 41 M | 18 M | 183 M | 443 M |
| OtherNonInterestExpense | 821 M | 838 M | 774 M | 739 M | 819 M | 912 M | 1,136 M | 1,120 M | 1,053 M | 1,288 M |
| OtherNonInterestIncome | 1,282 M | 1,384 M | 1,299 M | 1,897 M | 1,955 M | 1,999 M | 1,778 M | 2,146 M | 2,508 M | 2,770 M |
| OtherunderPreferredStockDividend | 37 M | 37 M | 37 M | 52 M | 31 M | -2,908 M | -1,104 M | 69 M | 62 M | 62 M |
| PreferredStockDividends | 37 M | 37 M | 37 M | 52 M | 31 M | -2,908 M | -1,104 M | 69 M | 62 M | 62 M |
| ProfessionalExpenseAndContractServicesExpense | 450 M | 610 M | 605 M | 655 M | 672 M | 753 M | 717 M | 797 M | 871 M | 1,041 M |
| PromotionAndAdvertising | 194 M | 198 M | 196 M | 219 M | 258 M | 264 M | 212 M | 262 M | 307 M | 359 M |
| RentAndLandingFees | 16 M | 17 M | 15 M | 14 M | 15 M | |||||
| Revenue per share | -38 M | 57 M | 60 M | 52 M | 67 M | 80 M | 100 M | 103 M | 114 M | 113 M |
| SalariesAndWages | 1,242 M | 1,327 M | 1,379 M | 1,512 M | 1,627 M | 1,738 M | 1,894 M | 1,986 M | 2,139 M | 2,434 M |
| SecuritiesActivities | 4 M | 8 M | 80 M | 424 M | ||||||
| Selling Gen & administrative expense | 1,977 M | 2,072 M | 2,110 M | 2,288 M | 2,484 M | 2,621 M | 2,553 M | 2,796 M | 3,174 M | 3,598 M |
| SellingAndMarketingExpense | 735 M | 745 M | 731 M | 776 M | 857 M | 883 M | 659 M | 810 M | 1,035 M | 1,164 M |
| Special income/charges | -821 M | -838 M | -774 M | -739 M | -819 M | -912 M | -1,136 M | -1,120 M | -1,053 M | -1,288 M |
| Total common shares outstanding | 447 M | 414 M | 386 M | 355 M | 328 M | 308 M | 307 M | 285 M | 262 M | 251 M |
| Total net income | 2,323 M | 2,297 M | 2,393 M | 2,099 M | 2,742 M | 2,957 M | 1,141 M | 5,422 M | 4,374 M | 2,940 M |
| Total ordinary shares | 251 M | 251 M | 251 M | 251 M | 251 M | 251 M | 251 M | 251 M | 251 M | 251 M |
| Total revenues | 8,477 M | 8,739 M | 9,099 M | 9,897 M | 10,709 M | 11,459 M | 11,088 M | 12,087 M | 13,293 M | 15,860 M |
| TotalRevenue | 8,477 M | 8,739 M | 9,099 M | 9,897 M | 10,709 M | 11,459 M | 11,088 M | 12,087 M | 13,293 M | 15,860 M |
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