
DFS
NYEDiscover Financial Services
Financial Services•Credit Services
Watchlists:
Last updated: Monday 19th May 2025
200.05
-0.43 (-0.21%)
Prev Close:200.48
Open:200.55
Bid:180.0
Ask:199.5
52 Week Range
119.95207.42
Volume:2,872,540
Mkt Cap:51,355 M
75
MarketXLS Rank ®
Buy
Price Target
$230.06
+15.0%
Financial Statements
DFS - Income Statement (Annual)
Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Accretion On Preferred Stock | 15 M | |||||||||
Accrued Preferred Stock Dividends | 62 M | 62 M | 62 M | 69 M | -1,104 M | -2,908 M | 31 M | 37 M | 37 M | 37 M |
Amortization Of Intangibles | 113 M | 114 M | 103 M | 100 M | 80 M | 67 M | 52 M | 57 M | 53 M | |
Basic EPS From Continuing Operations | 17.72 | 11.27 | 15.52 | 17.85 | 3.6 | 9.09 | 7.81 | 5.43 | 5.77 | 5.14 |
Basic EPS Total | 17.72 | 11.27 | 15.52 | 17.85 | 3.6 | 9.09 | 7.81 | 5.43 | 5.77 | 5.14 |
Basic Weighted Shares Outstanding | 251 M | 254 M | 277 M | 300 M | 307 M | 320 M | 344 M | 374 M | 405 M | 437 M |
Credit Card | 16,109 M | 14,438 M | 10,632 M | 8,717 M | 8,985 M | 9,690 M | 8,835 M | 7,907 M | 7,498 M | 6,961 M |
Credit Losses Provision | 4,911 M | 6,018 M | 2,359 M | 218 M | 5,134 M | 3,231 M | 3,035 M | 2,579 M | 1,859 M | 1,512 M |
Depreciation | 71 M | 74 M | 80 M | 86 M | 98 M | 84 M | 75 M | 76 M | 77 M | 81 M |
Depreciation And Amortization | 71 M | 74 M | 80 M | 86 M | 98 M | 84 M | 75 M | 76 M | 77 M | 81 M |
Diluted EPS Total | 17.72 | 11.26 | 15.5 | 17.83 | 3.6 | 9.08 | 7.79 | 5.42 | 5.77 | 5.13 |
Diluted Normalized Net Income/share | 17.72 | 11.26 | 15.5 | 17.83 | 3.6 | 9.08 | 7.79 | 5.42 | 5.77 | 5.13 |
Diluted Weighted Shares Outstanding | 251 M | 254 M | 278 M | 300 M | 307 M | 320 M | 345 M | 374 M | 406 M | 438 M |
Dividends Paid Per Share | 2.8 | 2.7 | 2.3 | 1.88 | 1.76 | 1.68 | 1.5 | 1.3 | 1.16 | 1.08 |
Fees And Commissions | 18,838 M | 16,953 M | 12,502 M | 10,451 M | 10,882 M | 11,561 M | 10,561 M | 9,467 M | 9,098 M | 8,465 M |
General And Administrative Expense | 15 M | 14 M | 15 M | 17 M | ||||||
Impairment Of Capital Assets | 95 M | 59 M | ||||||||
Income Before Tax | 6,074 M | 3,637 M | 5,718 M | 7,064 M | 1,435 M | 3,835 M | 3,597 M | 3,537 M | 3,656 M | 3,612 M |
Income Taxes | 1,539 M | 841 M | 1,344 M | 1,606 M | 294 M | 878 M | 855 M | 1,438 M | 1,263 M | 1,315 M |
Interest Expense | 5,724 M | 4,746 M | 1,865 M | 1,134 M | 1,865 M | 2,530 M | 2,139 M | 1,648 M | 1,398 M | 1,263 M |
Interest Expense For Deposit | 4,772 M | 3,886 M | 1,257 M | 661 M | 1,231 M | 1,587 M | 1,238 M | 846 M | 687 M | 623 M |
Interest Expense For Long Term Debt | 933 M | 855 M | 606 M | 473 M | 602 M | 943 M | 901 M | 802 M | 711 M | 639 M |
Interest Expense For Long Term Debt And Capital Securities | 933 M | 855 M | 606 M | 473 M | 602 M | 943 M | 901 M | 802 M | 711 M | 639 M |
Interest Expense For Short Term Debt | 19 M | 5 M | 2 M | 32 M | 1000000.0 | |||||
Interest Income | 20,020 M | 17,845 M | 12,864 M | 10,651 M | 11,095 M | 11,993 M | 10,893 M | 9,648 M | 8,616 M | 7,945 M |
Interest Income After Provision For Loan Loss | 9,385 M | 7,081 M | 8,640 M | 9,299 M | 4,096 M | 6,232 M | 5,719 M | 5,421 M | 5,359 M | 5,170 M |
Interest Income From Investment Securities | 521 M | 449 M | 179 M | 182 M | 252 M | 179 M | 40 M | 27 M | 38 M | 49 M |
Interest Income From Securities | 521 M | 449 M | 179 M | 182 M | 252 M | 179 M | 40 M | 27 M | 38 M | 49 M |
Marketing Expense | 1,070 M | 1,164 M | 1,035 M | 810 M | 659 M | 883 M | 857 M | 776 M | 731 M | 745 M |
Net Income From Total Operations | 4,535 M | 2,796 M | 4,374 M | 5,422 M | 1,141 M | 2,957 M | 2,742 M | 2,099 M | 2,393 M | 2,297 M |
Net Income Common Stockholders | 4,446 M | 2,715 M | 4,286 M | 5,323 M | 1,104 M | 2,908 M | 2,742 M | 2,099 M | 2,393 M | 2,297 M |
Net Income Continuous Operations | 4,535 M | 2,796 M | 4,374 M | 5,449 M | 1,141 M | 2,957 M | 2,742 M | 2,099 M | 2,393 M | 2,297 M |
Net Interest Income | 14,296 M | 13,099 M | 10,999 M | 9,517 M | 9,230 M | 9,463 M | 8,754 M | 8,000 M | 7,218 M | 6,682 M |
Net Occupancy Expense | 93 M | 89 M | 118 M | 92 M | 113 M | 107 M | 102 M | 99 M | 95 M | 95 M |
Non Interest Expense | 6,925 M | 6,139 M | 5,216 M | 4,805 M | 4,519 M | 4,393 M | 4,077 M | 3,781 M | 3,584 M | 3,615 M |
Non Interest Income | 3,614 M | 2,695 M | 2,294 M | 2,570 M | 1,858 M | 1,996 M | 1,955 M | 1,897 M | 1,881 M | 2,057 M |
Non Recurring Operation Expense | 17 M | 15 M | 59 M | 31 M | ||||||
Normalized Income | -7,002 M | -353 M | ||||||||
Occupancy And Equipment | 93 M | 89 M | 118 M | 92 M | 113 M | 107 M | 102 M | 99 M | 95 M | 95 M |
Other Special Charges | -8,323 M | -9,283 M | -7,374 M | -6,822 M | -8,226 M | -3,383 M | -2,646 M | -2,306 M | -1,910 M | -1,627 M |
Other Customer Services | 2,729 M | 2,515 M | 1,870 M | 1,734 M | 1,817 M | 1,871 M | 1,726 M | 1,560 M | 1,600 M | 1,504 M |
Other Gand A | 15 M | 14 M | 15 M | 17 M | ||||||
Other Interest Expense | -14,296 M | -13,099 M | -10,999 M | -9,517 M | -9,230 M | -9,463 M | -8,754 M | -8,000 M | -7,218 M | -6,682 M |
Other Interest Income | 661 M | 443 M | 183 M | 18 M | 41 M | 253 M | 292 M | 154 M | 62 M | 27 M |
Other Non Interest Expense | 1,664 M | 1,411 M | 1,053 M | 1,120 M | 1,136 M | 912 M | 819 M | 739 M | 774 M | 838 M |
Other Non Interest Income | 763 M | 85 M | 75 M | 2,146 M | 1,778 M | 1,999 M | 1,955 M | 1,897 M | 1,299 M | 1,384 M |
Otherunder Preferred Stock Dividend | 62 M | 62 M | 62 M | 69 M | -1,104 M | -2,908 M | 31 M | 52 M | 37 M | 37 M |
Preferred Stock Dividends | 62 M | 62 M | 62 M | 69 M | -1,104 M | -2,908 M | 31 M | 52 M | 37 M | 37 M |
Professional Expense And Contract Services Expense | 1,274 M | 1,041 M | 871 M | 797 M | 717 M | 753 M | 672 M | 655 M | 605 M | 610 M |
Promotion And Advertising | 329 M | 359 M | 307 M | 262 M | 212 M | 264 M | 258 M | 219 M | 196 M | 198 M |
Rent And Landing Fees | 15 M | 14 M | 15 M | 17 M | ||||||
Revenue Per Share | 235 M | 113 M | 114 M | 103 M | 100 M | 80 M | 67 M | 52 M | 60 M | 57 M |
Salaries And Wages | 2,824 M | 2,434 M | 2,139 M | 1,986 M | 1,894 M | 1,738 M | 1,627 M | 1,512 M | 1,379 M | 1,327 M |
Securities Activities | 424 M | 80 M | 8 M | |||||||
Selling Gen & Administrative Expense | 3,894 M | 3,598 M | 3,174 M | 2,796 M | 2,553 M | 2,621 M | 2,484 M | 2,288 M | 2,110 M | 2,072 M |
Selling And Marketing Expense | 1,070 M | 1,164 M | 1,035 M | 810 M | 659 M | 883 M | 857 M | 776 M | 731 M | 745 M |
Special Income/charges | -1,664 M | -1,411 M | -1,053 M | -1,120 M | -1,136 M | -912 M | -819 M | -739 M | -774 M | -838 M |
Total Common Shares Outstanding | 252 M | 251 M | 262 M | 285 M | 307 M | 308 M | 328 M | 355 M | 386 M | 414 M |
Total Net Income | 4,535 M | 2,796 M | 4,374 M | 5,422 M | 1,141 M | 2,957 M | 2,742 M | 2,099 M | 2,393 M | 2,297 M |
Total Ordinary Shares | 252 M | 252 M | 252 M | 252 M | 252 M | 252 M | 252 M | 252 M | 252 M | 252 M |
Total Revenues | 17,910 M | 15,794 M | 13,293 M | 12,087 M | 11,088 M | 11,459 M | 10,709 M | 9,897 M | 9,099 M | 8,739 M |
Total Revenue | 17,910 M | 15,794 M | 13,293 M | 12,087 M | 11,088 M | 11,459 M | 10,709 M | 9,897 M | 9,099 M | 8,739 M |