FFIN
NGSFirst Financial Bankshares Inc.
Financial Services•Banks - Regional - US
Watchlists:
Last updated: Sunday 13th July 2025
36.73
-0.71 (-1.90%)
Prev Close:37.44
Open:37.07
Bid:14.78
Ask:42.0
52 Week Range
30.5844.66
Volume:514,699
Mkt Cap:5,344 M
55
MarketXLS Rank ®
Hold
Price Target
$42.24
+15.0%
Metrics
Valuation
23.04
Range data not available
Returns
-1.58%
0.19%
15.72%
20.70%
-1.15%
43.47%
1.89%
Growth
EPS
QoQ
N/A
YoY
N/A
Revenue
QoQ
N/A
YoY
N/A
Free Cash Flow
QoQ
N/A
YoY
N/A
Peers
Risk
Risk Metrics
Financial Scores
0.00
0.36
Dividends
Dividend Metrics
Dividend Yields
Dividend Dates
6/16/2025
4/1/2025
Analyst Estimates
EPS Estimates
Target Prices
Growth Estimates
Financial Health
Cash Metrics
Liquidity Ratios
0.00
0.00
Debt Metrics
Other Metrics
Financial Scores
1.0
Technicals
Technical Oscillators
Moving Averages
Volatility Metrics
Profitability
Return Ratios
Margin Ratios
Financial Scores
Financials
Financial Statements
FFIN - Income Statement (Annual)
| Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Dec-18 | Dec-17 | Dec-16 | Dec-15 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Credit Losses Provision | 14 M | 11 M | 17 M | 1 M | 20 M | 3 M | 6 M | 7 M | 10 M | 10 M |
| Depreciation And Amortization | 14 M | 11 M | 11 M | 13 M | 11 M | 8 M | 7 M | 613000.0 | 738000.0 | 561000.0 |
| Equipment | 9 M | 9 M | 9 M | 9 M | 8 M | 9 M | 10 M | 14 M | 13 M | 12 M |
| Fees And Commissions | -4,133 M | -8,496 M | -6,075 M | 733000.0 | 1 M | 4,392 M | 54 M | 47 M | ||
| General And Administrative Expense | 6 M | 8 M | 4 M | 3 M | 2 M | 1 M | 31 M | 31 M | 29 M | 29 M |
| Insurance And Claims | 6 M | 8 M | 4 M | 3 M | 2 M | 1 M | 31 M | 31 M | 29 M | 29 M |
| Interest Expense For Deposit | 195 M | 125 M | 26 M | 6 M | 13 M | 27 M | 17 M | 8 M | 5 M | 4 M |
| Interest Expense For Long Term Debt | 10 M | |||||||||
| Interest Expense For Long Term Debt And Capital Securities | 10 M | |||||||||
| Interest Expense For Short Term Debt | 7 M | 19 M | 5 M | 337000.0 | ||||||
| Interest Income | 629 M | 528 M | 433 M | 376 M | 364 M | 319 M | 292 M | 246 M | 232 M | 222 M |
| Interest Income After Provision For Loan Loss | 413 M | 373 M | 384 M | 369 M | 330 M | 286 M | 261 M | 224 M | 206 M | 198 M |
| Interest Income From Investment Securities | 113 M | 116 M | 133 M | 105 M | 101 M | 95 M | 91 M | 79 M | 71 M | 70 M |
| Interest Income From Leases | 3 M | 3 M | 3 M | 2 M | 2 M | 2 M | ||||
| Interest Income From Loans | 503 M | 406 M | 296 M | 272 M | 263 M | 225 M | 200 M | 167 M | 161 M | 152 M |
| Interest Income From Loans And Lease | 503 M | 406 M | 296 M | 272 M | 263 M | 225 M | 200 M | 167 M | 161 M | 152 M |
| Interest Income From Securities | 113 M | 116 M | 133 M | 105 M | 101 M | 95 M | 91 M | 79 M | 71 M | 70 M |
| Net Income (loss) | 224 M | 199 M | 234 M | 228 M | 202 M | 165 M | 151 M | 120 M | 105 M | 100 M |
| Net Income Common Stockholders | 224 M | 199 M | 234 M | 228 M | 252 M | 213 M | 151 M | 120 M | 105 M | 100 M |
| Net Income Continuous Operations | 224 M | 199 M | 234 M | 228 M | 202 M | 165 M | 151 M | 120 M | 105 M | 100 M |
| Net Interest Income | 427 M | 384 M | 401 M | 370 M | 350 M | 289 M | 267 M | 230 M | 217 M | 208 M |
| Net Occupancy Expense | 15 M | 14 M | 13 M | 13 M | 12 M | 11 M | 11 M | 11 M | 10 M | 10 M |
| Non Interest Expense | 265 M | 238 M | 235 M | 242 M | 228 M | 197 M | -191 M | -174 M | -166 M | -149 M |
| Non Interest Income | 124 M | 108 M | 132 M | 142 M | 140 M | 108 M | 102 M | 91 M | 85 M | 73 M |
| Occupancy And Equipment | 24 M | 22 M | 22 M | 22 M | 21 M | 20 M | 21 M | 24 M | 24 M | 23 M |
| Other Gand A | 6 M | 8 M | 4 M | 3 M | 2 M | 1 M | 31 M | 31 M | 29 M | 29 M |
| Other Interest Expense | -6 M | 1 M | 3 M | 2 M | 1 M | 948000.0 | 446000.0 | |||
| Other Non Interest Expense | 39 M | 36 M | 37 M | 9 M | 9 M | 6 M | 24 M | 21 M | 18 M | 9 M |
| Other Non Interest Income | 11 M | 9 M | 8 M | 141 M | 136 M | 107 M | 101 M | 90 M | 30 M | 27 M |
| Professional Expense And Contract Services Expense | 7 M | 5 M | ||||||||
| Salaries And Wages | 153 M | 132 M | 134 M | 142 M | 135 M | 112 M | 105 M | 95 M | 91 M | 81 M |
| Securities Activities | -8,496 M | -6,075 M | 733000.0 | 1 M | 4,392 M | 16 M | 10 M | |||
| Service Charge On Depositor Accounts | 43 M | 38 M | 36 M | |||||||
| Total Revenues | 551 M | 492 M | 533 M | 513 M | 490 M | 398 M | 369 M | 321 M | 302 M | 281 M |
| Total Revenue | 551 M | 492 M | 533 M | 513 M | 490 M | 398 M | 369 M | 321 M | 302 M | 281 M |
| Amord | 14 M | 11 M | 11 M | 13 M | 11 M | 8 M | 7 M | 613000.0 | 738000.0 | 561000.0 |
| Avgshs | 143 M | 143 M | 143 M | 142 M | 142 M | 136 M | 135 M | 132 M | 132 M | 130 M |
| Avgshsdt | 143 M | 143 M | 143 M | 143 M | 143 M | 136 M | 136 M | 133 M | 132 M | 130 M |
| Basiceps | 1.56 | 1.39 | 1.64 | 1.6 | 1.42 | 1.22 | 1.12 | 0.91 | 0.8 | 0.78 |
| Basicepscont | 1.56 | 1.39 | 1.64 | 1.6 | 1.42 | 1.22 | 1.12 | 0.91 | 0.8 | 0.78 |
| Depamor | 14 M | 11 M | 11 M | 13 M | 13 M | 12 M | -13 M | -13 M | 738000.0 | 561000.0 |
| Dileps | 1.56 | 1.39 | 1.64 | 1.59 | 1.42 | 1.21 | 1.11 | 0.91 | 0.8 | 0.77 |
| Dilepscont | 1.56 | 1.39 | 1.64 | 1.59 | 1.42 | 1.21 | 1.11 | 0.91 | 0.8 | 0.77 |
| Div Per Share | 0.72 | 0.71 | 0.66 | 0.58 | 0.51 | 0.57 | 0.38 | 0.36 | 0.32 | |
| Intexp | 202 M | 144 M | 31 M | 6 M | 14 M | 30 M | -19 M | -9 M | -5 M | -4 M |
| Netincdisc | 224 M | 199 M | 234 M | 228 M | 202 M | 165 M | 151 M | 120 M | 105 M | 100 M |
| Othspecchg | -3 M | -3 M | -49 M | |||||||
| Pretaxinc | 272 M | 243 M | 281 M | 272 M | 242 M | 198 M | 178 M | 147 M | 136 M | 132 M |
| Sga | 160 M | 140 M | 138 M | 145 M | 137 M | 113 M | 136 M | 126 M | 120 M | 110 M |
| Shsout | 143 M | 143 M | 143 M | 143 M | 142 M | 142 M | 136 M | 135 M | 132 M | 132 M |
| Specincchg | -39 M | -36 M | -37 M | -9 M | -9 M | -6 M | -24 M | -21 M | -18 M | -9 M |
| Taxprov | 48 M | 44 M | 46 M | 44 M | 40 M | 33 M | 30 M | 29 M | 34 M | 35 M |
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