FISI
Financial Institutions Inc.
$26.70
-$0.31(-1.15%)
52
Overall
60
Value
45
Tech
--
Quality
Market Cap
$529.21M
Volume
90.67K
52W Range
$20.97 - $29.79
Target Price
$34.00
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $118.3M | $128.8M | $134.0M | $150.4M | $170.3M | $182.2M | $201.6M | $213.6M | $214.0M | $116.9M | ||
| Total Revenue | $118.3M | $128.8M | $134.0M | $150.4M | $170.3M | $182.2M | $201.6M | $213.6M | $214.0M | $116.9M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $55.4M | $56.9M | $60.6M | $68.9M | $62.9M | $66.2M | $67.0M | $76.0M | $80.6M | $74.9M | ||
| Selling & Marketing Expenses | $1.2M | $2.1M | $2.2M | $3.6M | $3.6M | $2.6M | $1.7M | $2.0M | $1.9M | $1.6M | ||
| General & Administrative Expenses | $11.8M | $9.6M | $9.8M | $10.7M | $3.0M | $4.2M | $4.4M | $4.4M | $6.8M | $7.2M | ||
| Salaries & Wages | $42.4M | $45.2M | $48.7M | $54.6M | $56.3M | $59.3M | $60.9M | $69.6M | $71.9M | $66.1M | ||
| Depreciation & Amortization | $-5.4M | $1.2M | $1.2M | $1.3M | $1.3M | $1.1M | $1.1M | $986.0K | $910.0K | $552.0K | ||
| Depreciation & Amortization | $-5.4M | $1.2M | $1.2M | $1.3M | $1.3M | $1.1M | $1.1M | $986.0K | $910.0K | $552.0K | ||
| Amortization | $-276.0K | $1.2M | $1.2M | $1.3M | $1.3M | $1.1M | $1.1M | $986.0K | $910.0K | $552.0K | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | -- | -- | -- | -- | -- | $1.5M | $111.0K | $1.6M | $114.0K | $35.0K | ||
| Special Income Charges | $-3.9M | $-4.5M | $-6.5M | $-7.5M | $-19.7M | $-22.0M | $-23.8M | $-31.7M | $-34.5M | $-61.0M | ||
| Impairment of Capital Assets | $751.0K | -- | $1.6M | $2.4M | -- | -- | -- | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $38.9M | $44.1M | $43.5M | $49.5M | $59.4M | $45.7M | $97.2M | $71.0M | $63.1M | $-68.1M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $12.3M | $13.9M | $11.8M | $12.0M | $10.6M | $7.4M | $19.5M | $14.4M | $12.8M | $-26.5M | ||
| NET INCOME | ||||||||||||
| Net Income | $28.3M | $31.9M | $33.5M | $39.5M | $48.9M | $38.3M | $77.7M | $56.6M | $50.3M | $-41.6M | ||
| Net Income (Continuing Operations) | $28.3M | $31.9M | $33.5M | $39.5M | $48.9M | $38.3M | $77.7M | $56.6M | $50.3M | $-41.6M | ||
| Net Income (Discontinued Operations) | $28.3M | $31.9M | $33.5M | $39.5M | $48.9M | $38.3M | $77.7M | $56.6M | $50.3M | $-41.6M | ||
| Net Income (Common Stockholders) | $26.9M | $30.5M | $32.1M | $38.1M | $47.4M | $36.9M | $76.2M | $55.1M | $48.8M | $-43.1M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $14.1M | $14.4M | $15.0M | $15.9M | $16.0M | $16.0M | $15.8M | $15.4M | $15.4M | $15.7M | ||
| Average Shares Outstanding (Diluted) | $14.1M | $14.5M | $15.1M | $16.0M | $16.0M | $16.1M | $15.9M | $15.5M | $15.5M | $15.7M | ||
| Shares Outstanding | $14.5M | $14.5M | $15.9M | $15.9M | $16.0M | $15.8M | $15.5M | $15.4M | $15.4M | $20.1M | ||
| Basic EPS | $1.91 | $2.11 | $2.13 | $2.39 | $2.97 | $2.3 | $4.81 | $3.58 | $3.17 | $-2.75 | ||
| Basic EPS (Continuing Operations) | $1.91 | $2.11 | $2.13 | $2.39 | $2.97 | $2.3 | $4.81 | $3.58 | $3.17 | $-2.75 | ||
| Diluted EPS | $1.9 | $2.1 | $2.13 | $2.39 | $2.96 | $2.3 | $4.78 | $3.56 | $3.15 | $-2.75 | ||
| Diluted EPS (Continuing Operations) | $1.9 | $2.1 | $2.13 | $2.39 | $2.96 | $2.3 | $4.78 | $3.56 | $3.15 | $-2.75 | ||
| Dividend Per Share | $0.80 | $0.81 | $0.85 | $0.96 | $1 | $1.04 | $1.08 | $1.16 | $1.2 | $1.2 | ||
| OTHER METRICS | ||||||||||||
| Accrued Preferred Stock Dividends | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | ||
| Acquired In Process Rn D | $-27.0K | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Credit Card | -- | -- | -- | -- | $29.0K | -- | $441.0K | -- | -- | $13.6M | ||
| Credit Losses Provision | $7.4M | $9.6M | $13.4M | $8.9M | $8.0M | $27.2M | -- | -- | $13.7M | $6.2M | ||
| Dividend Income | -- | -- | -- | -- | $29.0K | -- | -- | -- | -- | -- | ||
| Fees And Commissions | $10.4M | $12.9M | $6.1M | $8.1M | $9.2M | $9.5M | $12.1M | $11.5M | $11.0M | $24.3M | ||
| Incomefrom Associatesand Other Participating Interests | -- | -- | $37.0K | -- | -- | -- | $441.0K | -- | -- | -- | ||
| Insurance And Claims | $9.6M | $7.6M | $7.8M | $8.7M | $1.0M | $2.2M | $2.6M | $2.4M | $4.9M | $5.3M | ||
| Insurance And Premiums | $5.2M | $5.4M | $5.3M | $4.9M | $4.6M | $4.4M | $5.8M | $6.4M | $6.7M | $2.1M | ||
| Interest Expense For Capitalized Lease Obligations | -- | -- | -- | $-2.9K | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Deposit | $7.3M | $8.5M | $11.1M | $19.1M | $28.5M | $17.8M | $8.1M | $23.0M | $107.4M | $140.0M | ||
| Interest Expense For Long Term Debt | $1.8M | $2.5M | $2.5M | $2.5M | $2.5M | $2.9M | $4.2M | $4.2M | $6.2M | $6.3M | ||
| Interest Expense For Long Term Debt And Capital Securities | $1.8M | $2.5M | $2.5M | $2.5M | $2.5M | $2.9M | $4.2M | $4.2M | $6.2M | $6.3M | ||
| Interest Expense For Short Term Debt | $1.1M | $1.6M | $3.9M | $8.3M | $7.9M | $1.6M | $120.0K | $1.5M | $6.9M | $3.4M | ||
| Interest Income | $105.5M | $115.2M | $130.1M | $152.7M | $168.8M | $161.3M | $167.2M | $196.1M | $286.1M | $313.2M | ||
| Interest Income After Provision For Loan Loss | $80.6M | $83.4M | $85.9M | $105.0M | $121.9M | $139.0M | $154.7M | $167.4M | $152.0M | $157.4M | ||
| Interest Income From Federal Funds Sold And Securities Purchase Under Agreements To Resell | -- | $313.0K | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Interest Income From Investment Securities | $21.9M | $22.9M | $23.8M | $21.7M | $18.5M | $17.5M | $19.1M | $24.5M | $23.6M | $25.4M | ||
| Interest Income From Leases | -- | -- | -- | -- | -- | -- | -- | -- | $-6.0K | -- | ||
| Interest Income From Loans | $83.6M | $92.3M | $106.3M | $130.7M | $149.9M | $170.7M | $139.6M | $170.8M | $258.6M | $282.2M | ||
| Interest Income From Loans And Lease | $83.6M | $92.3M | $106.3M | $130.7M | $149.9M | $170.7M | $139.6M | $170.8M | $258.6M | $282.2M | ||
| Interest Income From Securities | $21.9M | $22.9M | $23.8M | $21.7M | $18.5M | $17.5M | $19.1M | $24.5M | $23.6M | $25.4M | ||
| Investment Banking Profit | -- | -- | -- | $50.0K | -- | -- | -- | -- | -- | -- | ||
| Life Annuity Premiums | $27.0K | -- | -- | -- | -- | -- | -- | -- | -- | -- | ||
| Marketing Expense | $1.2M | $2.1M | $2.2M | $3.6M | $3.6M | $2.6M | $1.7M | $2.0M | $1.9M | $1.6M | ||
| Net Interest Income | $87.9M | $93.1M | $99.3M | $113.9M | $129.9M | $139.0M | $154.7M | $167.4M | $165.7M | $163.6M | ||
| Net Occupancy Expense | $13.9M | $14.5M | $16.3M | $17.3M | $13.6M | $13.7M | $14.4M | $15.1M | $14.8M | $14.4M | ||
| Non Interest Expense | $-79.4M | $-84.7M | $-90.5M | $-100.9M | $102.8M | $109.3M | $112.8M | $129.4M | $137.2M | $178.9M | ||
| Non Interest Income | $30.3M | $35.8M | $34.7M | $36.5M | $40.4M | $43.2M | $46.9M | $46.3M | $48.2M | $-46.7M | ||
| Non Recurring Operation Expense | -- | -- | -- | -- | -- | -- | -- | -- | -- | $23.0M | ||
| Occupancy And Equipment | $13.9M | $14.5M | $16.3M | $17.3M | $13.6M | $13.7M | $14.4M | $15.1M | $14.8M | $14.4M | ||
| Other Customer Services | $503.0K | $436.0K | $439.0K | -- | -- | -- | -- | $-16.0K | -- | -- | ||
| Other Gand A | $11.8M | $9.6M | $9.8M | $10.7M | $3.0M | $4.2M | $4.4M | $4.4M | $6.8M | $7.2M | ||
| Other Interest Expense | $-10.1M | $-12.5M | $-17.5M | $-29.9M | $-129.9M | $-139.0M | $-154.7M | $-167.4M | $-165.7M | -- | ||
| Other Interest Income | -- | $18.0K | $110.0K | $428.0K | $395.0K | $315.0K | $216.0K | $747.0K | $3.9M | $5.6M | ||
| Other Non Interest Expense | $3.2M | $4.5M | $4.9M | $5.1M | $19.7M | $20.5M | $23.7M | $30.0M | $34.4M | $38.0M | ||
| Other Non Interest Income | $12.9M | $14.2M | $21.6M | $21.7M | $21.3M | $18.3M | $23.3M | $10.2M | $17.4M | $11.1M | ||
| Otherunder Preferred Stock Dividend | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | ||
| Preferred Stock Dividends | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | $1.5M | ||
| Professional Expense And Contract Services Expense | $4.5M | $5.8M | $4.1M | $3.9M | $5.4M | $6.3M | $6.5M | $5.6M | $5.3M | $7.7M | ||
| Rent And Landing Fees | $-2.0M | $-2.1M | $-2.6M | $-2.9M | -- | -- | -- | -- | -- | -- | ||
| Securities Activities | $54.3M | $95.3M | $50.1M | $29.9M | -- | $-61.0K | -- | -- | -- | -- | ||
| Service Charge On Depositor Accounts | $7.7M | $7.3M | $7.4M | -- | -- | -- | -- | -- | -- | -- | ||
| Total Premiums Earned | $5.2M | $5.4M | $5.3M | $4.9M | $4.6M | $4.4M | $5.8M | $6.4M | $6.7M | $2.1M | ||
| Trust Feesby Commissions | $2.2M | $5.2M | $6.1M | $8.1M | $9.2M | $9.5M | $11.7M | $11.5M | $11.0M | $10.7M | ||
| Intexp | $-10.1M | $-12.5M | $-17.5M | $-29.9M | $38.9M | $22.3M | $12.5M | $28.7M | $120.4M | $149.6M | ||
| Othspecchg | $-5.0M | $-5.3M | $-5.6M | $-6.0M | $-30.5M | $-52.4M | $-39.7M | -- | -- | -- | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | FISI | $26.70 | -1.1% | 90.67K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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