IROQ Stock Forecast, Price Targets, Chart, Dividends & Analysis
IF Bancorp Inc.
IROQ 
NSC
Sector: Financial Services
Industry: Savings & Cooperative Banks
23.30
USD
1.26
(5.72%)
Previous close: 22.04 Open: 22.66 Bid: 9.0 Ask: 24.19
52 week range
14.85 24.00
Mkt Cap: 76 M Avg Vol (90 Days): 63,357
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 3.39 |
Price per Book TTM ($) | 0.97 |
PE Ratio (TTM) | 36.06 |
Book Value per Share ($) | 23.49 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | 2.55% | |
1 Month Return | 10.02% | |
3 Month Return | 25.86% | |
1 Year Return | 32.93% | |
3 Year Return | -2.89% | |
5 Year Return | 8.26% | |
YTD Return | 45.35% |
Risk
Dividends
Financial Health
Technicals
RSI (14 Day) | 56.87 |
14 Day SMA ($) | 23.22 |
14 Day EMA ($) | 22.91 |
Money Flow Index | 59.32 |
Average True Range | 0.72 |
50 Day SMA ($) | 21.76 |
200 Day SMA ($) | 18.37 |
ADX | 0.00 |
MACD | 0.25 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
IROQ Income Statement
Annual
| Jun-15 | Jun-16 | Jun-17 | Jun-18 | Jun-19 | Jun-20 | Jun-21 | Jun-22 | Jun-23 | Jun-24 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 0.83 | 0.96 | 1.06 | 0.47 | 1.02 | 1.37 | 1.76 | 1.88 | 1.5 | 0.57 |
| Basic EPS total | 0.83 | 0.96 | 1.06 | 0.47 | 1.02 | 1.37 | 1.76 | 1.88 | 1.5 | 0.57 |
| Basic weighted shares outstanding | 4 M | 5 M | 4 M | 4 M | 4 M | 3 M | 4 M | 3 M | 3 M | |
| CreditLossesProvision | 460000.0 | 1 M | 2 M | 777000.0 | 407000.0 | 128000.0 | 844000.0 | 492000.0 | 228000.0 | 32000.0 |
| Diluted EPS total | 0.83 | 0.95 | 1.06 | 0.47 | 1.01 | 1.35 | 1.74 | 1.84 | 1.46 | 0.57 |
| Diluted normalized net income/share | 0.83 | 0.95 | 1.06 | 0.47 | 1.01 | 1.35 | 1.74 | 1.84 | 1.46 | 0.57 |
| Diluted weighted shares outstanding | 4 M | 5 M | 4 M | 4 M | 4 M | 3 M | 4 M | 3 M | 3 M | |
| Dividends paid per share | 0.1 | 0.13 | 0.16 | 0.2 | 0.25 | 0.3 | 0.3 | 0.35 | 0.4 | 0.4 |
| Equipment | 995000.0 | 983000.0 | 1 M | 1 M | 1 M | 2 M | 2 M | 2 M | 2 M | 2 M |
| FeesAndCommissions | 2 M | 3 M | 3 M | 2 M | 2 M | 2 M | 3 M | 2 M | 1 M | 1 M |
| GeneralAndAdministrativeExpense | 1 M | 2 M | 1 M | 3 M | 2 M | 149000.0 | 253000.0 | 268000.0 | 432000.0 | 632000.0 |
| Income before tax | 5 M | 6 M | 6 M | 4 M | 5 M | 6 M | 7 M | 8 M | 6 M | 2 M |
| Income taxes | 2 M | 2 M | 2 M | 3 M | 1 M | 2 M | 2 M | 2 M | 2 M | 565000.0 |
| InsuranceAndClaims | 1 M | 2 M | 1 M | 3 M | 2 M | 21000.0 | 178000.0 | 197000.0 | 333000.0 | 574000.0 |
| Interest expense | -3 M | -3 M | -4 M | -5 M | -9 M | 9 M | 4 M | 3 M | 10 M | 23 M |
| InterestExpenseForDeposit | 2 M | 2 M | 3 M | 4 M | 7 M | 8 M | 4 M | 2 M | 8 M | 18 M |
| InterestExpenseForShortTermDebt | 133000.0 | 76000.0 | 79000.0 | 16000.0 | 850000.0 | |||||
| InterestIncome | 19 M | 20 M | 21 M | 23 M | 27 M | 27 M | 24 M | 25 M | 32 M | 41 M |
| InterestIncomeAfterProvisionForLoanLoss | 15 M | 14 M | 14 M | 16 M | 17 M | 18 M | 19 M | 22 M | 22 M | 18 M |
| InterestIncomeFromDeposits | 14000.0 | 15000.0 | 44000.0 | 129000.0 | 279000.0 | 267000.0 | 90000.0 | 130000.0 | 303000.0 | 238000.0 |
| InterestIncomeFromInvestmentSecurities | 5 M | 3 M | 3 M | 3 M | 4 M | 4 M | 3 M | 4 M | 5 M | 6 M |
| InterestIncomeFromLoans | 14 M | 17 M | 18 M | 20 M | 23 M | 23 M | 21 M | 20 M | 26 M | 35 M |
| InterestIncomeFromLoansAndLease | 14 M | 17 M | 18 M | 20 M | 23 M | 23 M | 21 M | 20 M | 26 M | 35 M |
| InterestIncomeFromSecurities | 5 M | 3 M | 3 M | 3 M | 4 M | 4 M | 3 M | 4 M | 5 M | 6 M |
| Net income from total operations | 3 M | 5 M | 4 M | 2 M | 4 M | 4 M | 5 M | 6 M | 5 M | 2 M |
| NetIncomeCommonStockholders | 3 M | 5 M | 4 M | 2 M | 4 M | 7 M | 8 M | 6 M | 5 M | 2 M |
| NetIncomeContinuousOperations | 3 M | 5 M | 4 M | 2 M | 4 M | 4 M | 5 M | 8 M | 5 M | 2 M |
| NetInterestIncome | 15 M | 16 M | 16 M | 17 M | 17 M | 18 M | 20 M | 22 M | 22 M | 18 M |
| NetOccupancyExpense | 565000.0 | 584000.0 | 583000.0 | 761000.0 | 887000.0 | 943000.0 | 900000.0 | 951000.0 | 1 M | 1 M |
| NonInterestExpense | -13 M | -14 M | -15 M | -16 M | -17 M | 17 M | 18 M | 19 M | 20 M | 20 M |
| NonInterestIncome | 3 M | 4 M | 5 M | 4 M | 4 M | 5 M | 6 M | 6 M | 4 M | 4 M |
| Normalized income | -2 M | 2 M | ||||||||
| OccupancyAndEquipment | 2 M | 2 M | 2 M | 2 M | 2 M | 3 M | 3 M | 3 M | 4 M | 3 M |
| Other special charges | -9000.0 | -26000.0 | -6 M | -7 M | -7 M | -39000.0 | -259000.0 | |||
| OtherCustomerServices | 842000.0 | 878000.0 | 928000.0 | 599000.0 | 660000.0 | 630000.0 | 645000.0 | 692000.0 | 651000.0 | 745000.0 |
| OtherGandA | 1 M | 2 M | 1 M | 3 M | 2 M | 149000.0 | 253000.0 | 268000.0 | 432000.0 | 632000.0 |
| OtherInterestExpense | 793000.0 | 938000.0 | 726000.0 | 839000.0 | 2 M | -651000.0 | -409000.0 | -382000.0 | ||
| OtherNonInterestExpense | 675000.0 | -683000.0 | 824000.0 | 774000.0 | 720000.0 | 962000.0 | 1 M | 970000.0 | 2 M | 2 M |
| OtherNonInterestIncome | 956000.0 | 1 M | 1 M | 2 M | 2 M | 2 M | 2 M | 3 M | 2 M | 2 M |
| ProfessionalExpenseAndContractServicesExpense | 515000.0 | 485000.0 | 529000.0 | 352000.0 | 355000.0 | 442000.0 | 491000.0 | 398000.0 | 459000.0 | 426000.0 |
| PromotionAndAdvertising | 386000.0 | 352000.0 | 342000.0 | 474000.0 | 503000.0 | 499000.0 | 441000.0 | 404000.0 | 538000.0 | 409000.0 |
| SalariesAndWages | 8 M | 9 M | 9 M | 10 M | 11 M | 11 M | 12 M | 13 M | 13 M | 12 M |
| SecuritiesActivities | -24000.0 | 620000.0 | 904000.0 | 13000.0 | 11000.0 | 386000.0 | 933000.0 | 522000.0 | -171000.0 | |
| Selling Gen & administrative expense | 10 M | 11 M | 11 M | 13 M | 13 M | 12 M | 13 M | 14 M | 14 M | 13 M |
| SellingAndMarketingExpense | 386000.0 | 352000.0 | 342000.0 | 474000.0 | 503000.0 | 499000.0 | 441000.0 | 404000.0 | 538000.0 | 409000.0 |
| ServiceChargeOnDepositorAccounts | 691000.0 | 658000.0 | 998000.0 | 388000.0 | 236000.0 | |||||
| Special income/charges | -675000.0 | 683000.0 | -824000.0 | -774000.0 | -720000.0 | -962000.0 | -1 M | -970000.0 | -2 M | -2 M |
| Total common shares outstanding | 4 M | 4 M | 4 M | 4 M | 4 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Total net income | 3 M | 5 M | 4 M | 2 M | 4 M | 4 M | 5 M | 6 M | 5 M | 2 M |
| Total ordinary shares | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M | 3 M |
| Total revenues | 19 M | 20 M | 21 M | 21 M | 22 M | 23 M | 26 M | 28 M | 26 M | 22 M |
| TotalRevenue | 19 M | 20 M | 21 M | 21 M | 22 M | 23 M | 26 M | 28 M | 26 M | 22 M |
| TrustFeesbyCommissions | 732000.0 | 672000.0 | 583000.0 | 875000.0 | 981000.0 | 911000.0 | 967000.0 | 1 M | 773000.0 | 650000.0 |
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