
IROQ
NSCIF Bancorp Inc.
Financial Services•Savings & Cooperative Banks
Watchlists:
Last updated: Friday 18th July 2025
24.65
+0.35 (1.44%)
Prev Close:24.3
Open:24.66
Bid:10.61
Ask:39.44
52 Week Range
16.7525.76
Volume:1,368
Mkt Cap:84 M
56
MarketXLS Rank ®
Hold
Price Target
$28.35
+15.0%
Financial Statements
IROQ - Income Statement (Annual)
Jun-24 | Jun-23 | Jun-22 | Jun-21 | Jun-20 | Jun-19 | Jun-18 | Jun-17 | Jun-16 | Jun-15 | |
---|---|---|---|---|---|---|---|---|---|---|
Credit Losses Provision | 32000.0 | 228000.0 | 492000.0 | 844000.0 | 128000.0 | 407000.0 | 777000.0 | 2 M | 1 M | 460000.0 |
Equipment | 2 M | 2 M | 2 M | 2 M | 2 M | 1 M | 1 M | 1 M | 983000.0 | 995000.0 |
Fees And Commissions | 1 M | 1 M | 2 M | 3 M | 2 M | 2 M | 2 M | 3 M | 3 M | 2 M |
General And Administrative Expense | 632000.0 | 432000.0 | 268000.0 | 253000.0 | 149000.0 | 2 M | 3 M | 1 M | 2 M | 1 M |
Insurance And Claims | 574000.0 | 333000.0 | 197000.0 | 178000.0 | 21000.0 | 2 M | 3 M | 1 M | 2 M | 1 M |
Interest Expense For Deposit | 18 M | 8 M | 2 M | 4 M | 8 M | 7 M | 4 M | 3 M | 2 M | 2 M |
Interest Expense For Short Term Debt | 850000.0 | 16000.0 | 79000.0 | 76000.0 | 133000.0 | |||||
Interest Income | 41 M | 32 M | 25 M | 24 M | 27 M | 27 M | 23 M | 21 M | 20 M | 19 M |
Interest Income After Provision For Loan Loss | 18 M | 22 M | 22 M | 19 M | 18 M | 17 M | 16 M | 14 M | 14 M | 15 M |
Interest Income From Deposits | 238000.0 | 303000.0 | 130000.0 | 90000.0 | 267000.0 | 279000.0 | 129000.0 | 44000.0 | 15000.0 | 14000.0 |
Interest Income From Investment Securities | 6 M | 5 M | 4 M | 3 M | 4 M | 4 M | 3 M | 3 M | 3 M | 5 M |
Interest Income From Loans | 35 M | 26 M | 20 M | 21 M | 23 M | 23 M | 20 M | 18 M | 17 M | 14 M |
Interest Income From Loans And Lease | 35 M | 26 M | 20 M | 21 M | 23 M | 23 M | 20 M | 18 M | 17 M | 14 M |
Interest Income From Securities | 6 M | 5 M | 4 M | 3 M | 4 M | 4 M | 3 M | 3 M | 3 M | 5 M |
Net Income (loss) | 2 M | 5 M | 6 M | 5 M | 4 M | 4 M | 2 M | 4 M | 5 M | 3 M |
Net Income Common Stockholders | 2 M | 5 M | 6 M | 8 M | 7 M | 4 M | 2 M | 4 M | 5 M | 3 M |
Net Income Continuous Operations | 2 M | 5 M | 8 M | 5 M | 4 M | 4 M | 2 M | 4 M | 5 M | 3 M |
Net Interest Income | 18 M | 22 M | 22 M | 20 M | 18 M | 17 M | 17 M | 16 M | 16 M | 15 M |
Net Occupancy Expense | 1 M | 1 M | 951000.0 | 900000.0 | 943000.0 | 887000.0 | 761000.0 | 583000.0 | 584000.0 | 565000.0 |
Non Interest Expense | 20 M | 20 M | 19 M | 18 M | 17 M | -17 M | -16 M | -15 M | -14 M | -13 M |
Non Interest Income | 4 M | 4 M | 6 M | 6 M | 5 M | 4 M | 4 M | 5 M | 4 M | 3 M |
Normalized Income | 2 M | -2 M | ||||||||
Occupancy And Equipment | 3 M | 4 M | 3 M | 3 M | 3 M | 2 M | 2 M | 2 M | 2 M | 2 M |
Other Customer Services | 745000.0 | 651000.0 | 692000.0 | 645000.0 | 630000.0 | 660000.0 | 599000.0 | 928000.0 | 878000.0 | 842000.0 |
Other Gand A | 632000.0 | 432000.0 | 268000.0 | 253000.0 | 149000.0 | 2 M | 3 M | 1 M | 2 M | 1 M |
Other Interest Expense | -382000.0 | -409000.0 | -651000.0 | 2 M | 839000.0 | 726000.0 | 938000.0 | 793000.0 | ||
Other Non Interest Expense | 2 M | 2 M | 970000.0 | 1 M | 962000.0 | 720000.0 | 774000.0 | 824000.0 | -683000.0 | 675000.0 |
Other Non Interest Income | 2 M | 2 M | 3 M | 2 M | 2 M | 2 M | 2 M | 1 M | 1 M | 956000.0 |
Professional Expense And Contract Services Expense | 426000.0 | 459000.0 | 398000.0 | 491000.0 | 442000.0 | 355000.0 | 352000.0 | 529000.0 | 485000.0 | 515000.0 |
Promotion And Advertising | 409000.0 | 538000.0 | 404000.0 | 441000.0 | 499000.0 | 503000.0 | 474000.0 | 342000.0 | 352000.0 | 386000.0 |
Salaries And Wages | 12 M | 13 M | 13 M | 12 M | 11 M | 11 M | 10 M | 9 M | 9 M | 8 M |
Securities Activities | -171000.0 | 522000.0 | 933000.0 | 386000.0 | 11000.0 | 13000.0 | 904000.0 | 620000.0 | -24000.0 | |
Selling And Marketing Expense | 409000.0 | 538000.0 | 404000.0 | 441000.0 | 499000.0 | 503000.0 | 474000.0 | 342000.0 | 352000.0 | 386000.0 |
Service Charge On Depositor Accounts | 236000.0 | 388000.0 | 998000.0 | 658000.0 | 691000.0 | |||||
Total Revenues | 22 M | 26 M | 28 M | 26 M | 23 M | 22 M | 21 M | 21 M | 20 M | 19 M |
Total Revenue | 22 M | 26 M | 28 M | 26 M | 23 M | 22 M | 21 M | 21 M | 20 M | 19 M |
Trust Feesby Commissions | 650000.0 | 773000.0 | 1 M | 967000.0 | 911000.0 | 981000.0 | 875000.0 | 583000.0 | 672000.0 | 732000.0 |
Avgshs | 3 M | 3 M | 4 M | 3 M | 4 M | 4 M | 4 M | 5 M | 4 M | |
Avgshsdt | 3 M | 3 M | 4 M | 3 M | 4 M | 4 M | 4 M | 5 M | 4 M | |
Basiceps | 0.57 | 1.5 | 1.88 | 1.76 | 1.37 | 1.02 | 0.47 | 1.06 | 0.96 | 0.83 |
Basicepscont | 0.57 | 1.5 | 1.88 | 1.76 | 1.37 | 1.02 | 0.47 | 1.06 | 0.96 | 0.83 |
Dileps | 0.57 | 1.46 | 1.84 | 1.74 | 1.35 | 1.01 | 0.47 | 1.06 | 0.95 | 0.83 |
Dilepscont | 0.57 | 1.46 | 1.84 | 1.74 | 1.35 | 1.01 | 0.47 | 1.06 | 0.95 | 0.83 |
Div Per Share | 0.4 | 0.4 | 0.35 | 0.3 | 0.3 | 0.25 | 0.2 | 0.16 | 0.13 | 0.1 |
Intexp | 23 M | 10 M | 3 M | 4 M | 9 M | -9 M | -5 M | -4 M | -3 M | -3 M |
Netincdisc | 2 M | 5 M | 6 M | 5 M | 4 M | 4 M | 2 M | 4 M | 5 M | 3 M |
Othspecchg | -259000.0 | -39000.0 | -7 M | -7 M | -6 M | -26000.0 | -9000.0 | |||
Pretaxinc | 2 M | 6 M | 8 M | 7 M | 6 M | 5 M | 4 M | 6 M | 6 M | 5 M |
Sga | 13 M | 14 M | 14 M | 13 M | 12 M | 13 M | 13 M | 11 M | 11 M | 10 M |
Shsout | 3 M | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 4 M | 4 M |
Specincchg | -2 M | -2 M | -970000.0 | -1 M | -962000.0 | -720000.0 | -774000.0 | -824000.0 | 683000.0 | -675000.0 |
Taxprov | 565000.0 | 2 M | 2 M | 2 M | 2 M | 1 M | 3 M | 2 M | 2 M | 2 M |