NBTB
NBT Bancorp Inc.
$44.27
-$0.12(-0.27%)
61
Overall
80
Value
45
Tech
60
Quality
Market Cap
$2.35B
Volume
147.01K
52W Range
$37.31 - $52.44
Target Price
$50.17
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $352.8M | $354.7M | $373.8M | $401.6M | $455.6M | $462.0M | $478.9M | $517.8M | $520.4M | $576.9M | ||
| Total Revenue | $352.8M | $354.7M | $373.8M | $401.6M | $455.6M | $462.0M | $478.9M | $517.8M | $520.4M | $576.9M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $158.0M | $158.1M | $164.6M | $180.3M | $168.2M | $173.0M | $184.1M | $200.0M | $210.5M | $250.2M | ||
| Selling & Marketing Expenses | $2.7M | $2.6M | $2.7M | $2.8M | $2.8M | $2.3M | $2.5M | $2.8M | $3.1M | $3.4M | ||
| General & Administrative Expenses | $31.1M | $24.2M | $26.6M | $25.8M | $8.5M | $8.8M | $9.0M | $9.3M | $13.2M | $14.3M | ||
| Promotion & Advertising | $2.7M | $2.6M | $2.7M | $2.8M | $2.8M | $2.3M | $2.5M | $2.8M | $3.1M | $3.4M | ||
| Salaries & Wages | $124.3M | $131.3M | $135.2M | $151.7M | $156.9M | $161.9M | $172.6M | $187.8M | $194.3M | $232.5M | ||
| Depreciation & Amortization | $4.9M | $3.9M | $4.0M | $4.0M | $3.6M | $3.4M | $2.8M | $2.3M | $4.7M | $8.4M | ||
| Depreciation & Amortization | $4.9M | $3.9M | $4.0M | $4.0M | $3.6M | $3.4M | $2.8M | $2.3M | $4.7M | $8.4M | ||
| Amortization | $4.9M | $3.9M | $4.0M | $4.0M | $3.6M | $3.4M | $2.8M | $2.3M | $4.7M | $8.4M | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | -- | -- | -- | -- | -- | -- | -- | $967.0K | $10.0M | $1.5M | ||
| Special Income Charges | $-19.2M | $-20.0M | $-21.8M | $-21.9M | $-38.6M | $-38.1M | $-52.1M | $-56.5M | $-77.8M | $-66.3M | ||
| Impairment of Capital Assets | -- | $-2.6M | $-1.5M | -- | -- | -- | -- | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $116.6M | $118.8M | $128.2M | $137.0M | $155.4M | $133.1M | $199.9M | $196.2M | $153.5M | $179.5M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $45.3M | $45.5M | $50.8M | $29.1M | $34.4M | $28.7M | $45.0M | $44.2M | $34.7M | $38.8M | ||
| NET INCOME | ||||||||||||
| Net Income | $76.4M | $78.4M | $82.2M | $112.6M | $121.0M | $104.4M | $154.9M | $152.0M | $118.8M | $140.6M | ||
| Net Income (Continuing Operations) | $76.4M | $78.4M | $82.2M | $112.6M | $121.0M | $104.4M | $145.0M | $152.0M | $118.8M | $140.6M | ||
| Net Income (Discontinued Operations) | $76.4M | $78.4M | $82.2M | $112.6M | $121.0M | $104.4M | $154.9M | $152.0M | $118.8M | $140.6M | ||
| Net Income (Common Stockholders) | $76.4M | $78.4M | $82.2M | $112.6M | $133.1M | $104.4M | $154.9M | $152.0M | $118.8M | $140.6M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $63.2M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $43.8K | $43.2K | $43.6K | $43.7K | $43.8K | $43.7M | $43.4M | $42.9M | $44.5M | $47.2M | ||
| Average Shares Outstanding (Diluted) | $44.4K | $43.6K | $43.9K | $44.0K | $44.1K | $44.0M | $43.7M | $43.2M | $44.8M | $47.4M | ||
| Shares Outstanding | $43.1M | $43.4M | $43.6M | $43.7M | $43.8M | $43.6M | $43.2M | $42.9M | $47.2M | $47.3M | ||
| Basic EPS | $1.74 | $1.81 | $1.89 | $2.58 | $2.76 | $2.39 | $3.57 | $3.54 | $2.67 | $2.98 | ||
| Basic EPS (Continuing Operations) | $1.74 | $1.81 | $1.89 | $2.58 | $2.76 | $2.39 | $3.57 | $3.54 | $2.67 | $2.98 | ||
| Diluted EPS | $1.72 | $1.8 | $1.87 | $2.56 | $2.74 | $2.37 | $3.54 | $3.52 | $2.65 | $2.97 | ||
| Diluted EPS (Continuing Operations) | $1.72 | $1.8 | $1.87 | $2.56 | $2.74 | $2.37 | $3.54 | $3.52 | $2.65 | $2.97 | ||
| Dividend Per Share | -- | -- | -- | $0.99 | $1.05 | -- | $1.1 | $1.16 | $1.24 | $1.32 | ||
| OTHER METRICS | ||||||||||||
| Credit Losses Provision | $18.3M | $25.4M | $31.0M | $28.8M | $25.4M | $51.1M | $8.3M | $17.1M | $25.3M | $19.6M | ||
| Earning Loss Of Equity Investments | $4.2M | -- | $818.0K | -- | -- | -- | -- | -- | -- | -- | ||
| Equipment | $13.4M | $14.3M | $15.2M | $17.0M | $18.6M | $19.9M | $21.9M | -- | -- | -- | ||
| Fees And Commissions | $43.2M | $43.0M | $25.4M | $18.0M | $20.0M | $14.4M | $14.6M | $13.6M | $6.4M | $19.8M | ||
| Insurance And Claims | $24.7M | $18.1M | $20.3M | $19.6M | $1.9M | $2.7M | $3.0M | $3.2M | $6.3M | $6.8M | ||
| Interest Expense For Deposit | $14.3M | $14.4M | $14.5M | $22.1M | $40.0M | $22.1M | $10.7M | $9.9M | $104.6M | $186.9M | ||
| Interest Expense For Long Term Debt | $5.6M | $5.8M | $5.4M | $4.1M | $4.4M | $5.6M | $7.5M | $9.2M | $13.4M | $14.8M | ||
| Interest Expense For Long Term Debt And Capital Securities | $5.6M | $5.8M | $5.4M | $4.1M | $4.4M | $5.6M | $7.5M | $9.2M | $13.4M | $14.8M | ||
| Interest Expense For Short Term Debt | $783.0K | $2.3M | $6.0M | $10.6M | $9.7M | $3.4M | $158.0K | $2.6M | $25.6M | $8.7M | ||
| Interest Income | $273.2M | $286.9M | $309.4M | $344.3M | $367.5M | $348.3M | $339.9M | $384.1M | $522.8M | $611.7M | ||
| Interest Income After Provision For Loan Loss | $216.0M | $213.6M | $221.5M | $248.0M | $286.1M | $264.5M | $312.8M | $345.0M | $352.9M | $380.5M | ||
| Interest Income From Investment Securities | $20.4M | $24.0M | $28.6M | $26.9M | $23.3M | $22.4M | $23.3M | $29.7M | $29.8M | $31.3M | ||
| Interest Income From Loans | $241.8M | $251.0M | $267.1M | $300.8M | $321.5M | $307.9M | $302.2M | $332.8M | $462.7M | $552.8M | ||
| Interest Income From Loans And Lease | $241.8M | $251.0M | $267.1M | $300.8M | $321.5M | $307.9M | $302.2M | $332.8M | $462.7M | $552.8M | ||
| Interest Income From Securities | $20.4M | $24.0M | $28.6M | $26.9M | $23.3M | $22.4M | $23.3M | $29.7M | $29.8M | $31.3M | ||
| Net Interest Income | $234.3M | $239.0M | $252.5M | $276.8M | $311.6M | $315.7M | $321.1M | $362.2M | $378.2M | $400.1M | ||
| Net Occupancy Expense | $22.1M | $20.9M | $21.8M | $22.3M | $22.7M | $21.6M | $26.0M | $26.3M | $28.4M | $31.3M | ||
| Non Interest Expense | $-236.2M | $-235.9M | $-245.6M | $-264.6M | $274.7M | $277.7M | $287.3M | $304.5M | $341.7M | $377.9M | ||
| Non Interest Income | $118.5M | $115.7M | $121.3M | $124.8M | $144.0M | $146.3M | $157.8M | $155.6M | $142.2M | $176.8M | ||
| Occupancy And Equipment | $35.5M | $35.2M | $37.0M | $39.4M | $41.3M | $41.5M | $26.0M | $26.3M | $28.4M | $31.3M | ||
| Other Customer Services | $24.2M | $24.4M | $23.5M | $24.3M | $15.8M | $14.8M | $14.1M | $14.7M | $15.7M | $17.0M | ||
| Other Gand A | $31.1M | $24.2M | $26.6M | $25.8M | $8.5M | $8.8M | $9.0M | $9.3M | $13.2M | $14.3M | ||
| Other Interest Expense | -- | -- | $-25.9M | $1.8M | $-1.9M | $-1.6M | $-389.0K | $-362.2M | $-378.2M | $-400.1M | ||
| Other Interest Income | $11.0M | $11.9M | $13.7M | $16.5M | $22.8M | $18.0M | $14.4M | $21.6M | $30.3M | $27.6M | ||
| Other Non Interest Expense | $19.2M | $20.0M | $21.8M | $21.9M | $38.6M | $38.1M | $52.1M | $55.5M | $67.8M | $64.8M | ||
| Other Non Interest Income | $68.0M | $73.4M | $95.1M | $106.8M | $124.0M | $131.9M | $143.1M | $16.9M | $17.6M | $19.4M | ||
| Professional Expense And Contract Services Expense | $13.4M | $13.6M | $13.5M | $14.4M | $14.8M | $15.1M | $16.3M | $16.8M | $17.6M | $19.1M | ||
| Securities Activities | $481.3M | $597.4M | $1.9M | $-6.3M | $4.2M | $-388.0K | $566.0K | $-1.1M | $-9.3M | $2.8M | ||
| Service Charge On Depositor Accounts | $19.0M | $18.6M | $19.6M | -- | -- | -- | -- | -- | -- | -- | ||
| Intexp | $-20.6M | $-22.5M | $-25.9M | $-38.6M | $56.0M | $32.6M | $18.8M | $21.9M | $143.6M | $210.4M | ||
| Othspecchg | $-7.9M | $-7.8M | $-8.5M | $-8.6M | $-73.0M | $-110.0M | $-92.0M | $-100.8M | $-114.4M | $-116.0M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | NBTB | $44.27 | -0.3% | 147.01K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |