OPRT
NGSOportun Financial Corporation
Finance and Insurance•Credit Card Issuing
Watchlists:
Last updated: Monday 7th July 2025
7.08
+0.21 (3.06%)
Prev Close:6.87
Open:6.9
Bid:6.72
Ask:7.25
52 Week Range
2.379.25
Volume:485,527
Mkt Cap:253 M
52
MarketXLS Rank ®
Hold
Price Target
$8.14
+15.0%
Financials
Financial Statements
OPRT - Income Statement (Annual)
| Dec-24 | Dec-23 | Dec-22 | Dec-21 | Dec-20 | Dec-19 | Invalid date | |
|---|---|---|---|---|---|---|---|
| Accrued Preferred Stock Dividends | 79 M | 180 M | 78 M | -47 M | -37 M | ||
| Credit Losses Provision | 4 M | ||||||
| Depreciation And Amortization | 4 M | 4 M | 5 M | 9 M | 9 M | -9 M | |
| Development Expense | 67 M | 75 M | 110 M | 117 M | 89 M | ||
| Fees And Commissions | 925 M | 963 M | 876 M | 576 M | 545 M | 544 M | |
| General And Administrative Expense | 53 M | 72 M | 59 M | 37 M | 20 M | 15 M | |
| Impairment Of Capital Assets | 109 M | ||||||
| Interest Expense For Capitalized Lease Obligations | 19 M | 24 M | 21 M | -18 M | |||
| Interest Expense For Long Term Debt And Capital Securities | 12 M | 17 M | 19 M | 24 M | 21 M | -18 M | |
| Interest Expense For Short Term Debt | 238 M | 179 M | 93 M | 48 M | 58 M | 61 M | |
| Interest Income After Provision For Loan Loss | -238 M | -179 M | -93 M | -48 M | -58 M | -65 M | |
| Marketing Expense | 97 M | ||||||
| Minority Interests | 604 M | 467 M | |||||
| Net Income (loss) | -79 M | -180 M | -78 M | 47 M | -45 M | 53 M | |
| Net Income Common Stockholders | -79 M | -180 M | -78 M | 47 M | -45 M | 53 M | |
| Net Income Continuous Operations | -79 M | -180 M | -78 M | 47 M | -45 M | 53 M | |
| Net Interest Income | -238 M | -179 M | -93 M | -48 M | -58 M | -61 M | |
| Non Interest Expense | 410 M | 534 M | 716 M | 468 M | 393 M | -362 M | |
| Non Interest Income | 533 M | 460 M | 734 M | 578 M | 393 M | 503 M | |
| Non Recurring Operation Expense | 9 M | 9 M | -900000.0 | ||||
| Normalized Income | 50 M | ||||||
| Other Customer Services | 925 M | 963 M | 876 M | 576 M | 545 M | 544 M | |
| Other Gand A | 53 M | 72 M | 59 M | 37 M | 20 M | 15 M | |
| Other Interest Expense | -57 M | -58 M | |||||
| Other Non Interest Expense | 166 M | 219 M | 216 M | 140 M | 130 M | 102 M | |
| Other Non Interest Income | 76 M | 93 M | 76 M | 51 M | 38 M | 56 M | |
| Otherunder Preferred Stock Dividend | 79 M | 180 M | 78 M | -47 M | -37 M | ||
| Preferred Stock Dividends | 79 M | 180 M | 78 M | -47 M | -37 M | ||
| Professional Expense And Contract Services Expense | 37 M | 45 M | 68 M | 58 M | 47 M | 57 M | |
| Salaries And Wages | 87 M | 122 M | 155 M | 116 M | 106 M | 91 M | |
| Securities Activities | 53 M | 215 M | 189 M | 356 M | |||
| Selling And Marketing Expense | 97 M | ||||||
| Service Charge On Depositor Accounts | 14 M | 15 M | 20 M | 13 M | 15 M | 15 M | |
| Total Revenues | 295 M | 281 M | 641 M | 530 M | 335 M | 442 M | |
| Total Revenue | 295 M | 281 M | 641 M | 530 M | 335 M | 442 M | |
| Amord | 8 M | 13 M | 8 M | 300000.0 | 11 M | -5 M | |
| Avgshs | 40 M | 37 M | 33 M | 28 M | 27 M | 9 M | |
| Avgshsdt | 40 M | 37 M | 33 M | 30 M | 27 M | 11 M | |
| Basiceps | -1.95 | -4.88 | -2.37 | 1.68 | -1.65 | 0.46 | |
| Basicepscont | -1.95 | -4.88 | -2.37 | 1.68 | -1.65 | 0.46 | |
| Depamor | 5 M | 9 M | 9 M | -9 M | |||
| Dileps | -1.95 | -4.88 | -2.37 | 1.56 | -1.65 | 0.4 | |
| Dilepscont | -1.95 | -4.88 | -2.37 | 1.56 | -1.65 | 0.4 | |
| Intexp | 238 M | 179 M | 93 M | 48 M | 58 M | 61 M | |
| Netincdisc | -79 M | -180 M | -78 M | 47 M | -45 M | 53 M | |
| Pretaxinc | -115 M | -254 M | -75 M | 63 M | -58 M | 84 M | |
| Resdev | 67 M | 75 M | 110 M | 117 M | 89 M | ||
| Sga | 140 M | 194 M | 214 M | 153 M | 127 M | 203 M | |
| Shsout | 36 M | 35 M | 33 M | 32 M | 28 M | 27 M | |
| Specincchg | -166 M | -219 M | -325 M | -140 M | -130 M | -102 M | |
| Taxprov | -36 M | -74 M | 2 M | 15 M | -13 M | 23 M |
Call: 1-877-778-8358 
Welcome! I'm Ankur, the founder and CEO of MarketXLS. With more than ten years of experience, I have assisted over 2,500 customers in developing personalized investment research strategies and monitoring systems using Excel.
I invite you to book a demo with me or my team to save time, enhance your investment research, and streamline your workflows.
I invite you to book a demo with me or my team to save time, enhance your investment research, and streamline your workflows.
Implement "your own" investment strategies in Excel with thousands of MarketXLS functions and templates.
MarketXLS provides all the tools I need for in-depth stock analysis. It's user-friendly and constantly improving. A must-have for serious investors.
I have been using MarketXLS for the last 6+ years and they really enhanced the product every year and now in the journey of bringing in AI...
MarketXLS is a powerful tool for financial modeling. It integrates seamlessly with Excel and provides real-time data.
I have used lots of stock and option information services. This is the only one which gives me what I need inside Excel.