WSBF
Waterstone Financial Inc.
$16.19
+$1.02(+6.72%)
60
Overall
80
Value
40
Tech
--
Quality
Market Cap
$280.75M
Volume
153.15K
52W Range
$11.61 - $16.86
Target Price
$12.50
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $141.4M | $169.4M | $176.3M | $173.4M | $182.9M | $297.5M | $258.7M | $162.5M | $131.4M | $135.5M | ||
| Total Revenue | $141.4M | $169.4M | $176.3M | $173.4M | $182.9M | $297.5M | $258.7M | $162.5M | $131.4M | $135.5M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $96.4M | $111.0M | $111.6M | $112.2M | $105.6M | $142.7M | $138.6M | $103.5M | $87.9M | $84.6M | ||
| Selling & Marketing Expenses | $2.9M | $2.7M | $3.3M | $4.1M | $3.9M | $3.7M | $3.5M | $4.0M | $3.8M | $3.6M | ||
| General & Administrative Expenses | $11.7M | $13.2M | $11.2M | $10.3M | -- | -- | -- | -- | -- | -- | ||
| Promotion & Advertising | $2.9M | $2.7M | $3.3M | $4.1M | $3.9M | $3.7M | $3.5M | $4.0M | $3.8M | $3.6M | ||
| Salaries & Wages | $81.8M | $95.1M | $97.1M | $97.8M | $101.7M | $139.0M | $135.1M | $99.6M | $84.1M | $81.1M | ||
| Depreciation & Amortization | $-3.1M | $-2.6M | $-2.0M | $-2.3M | $2.5M | $2.5M | $2.1M | $1.8M | $1.7M | $1.6M | ||
| Depreciation & Amortization | $-3.1M | $-2.6M | $-2.0M | $-2.3M | $2.5M | $2.5M | $2.1M | $1.8M | $1.7M | $1.6M | ||
| Amortization | $-481.0K | $-598.0K | $-106.0K | $-1.8M | $104.0K | $-1.7M | $-2.1M | $-1.9M | $-1.5M | $-1.4M | ||
| SPECIAL ITEMS | ||||||||||||
| Special Income Charges | $-6.4M | $-4.4M | $-4.4M | $-4.4M | $-13.5M | $-17.4M | $-15.2M | $-18.2M | $-17.4M | $-13.1M | ||
| Impairment of Capital Assets | -- | $-23.0K | -- | -- | -- | -- | -- | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $25.8M | $42.0M | $44.4M | $40.3M | $47.6M | $108.1M | $92.1M | $24.5M | $11.0M | $24.0M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $10.3M | $17.1M | $18.5M | $9.5M | $11.7M | $27.0M | $21.3M | $5.0M | $1.7M | $5.3M | ||
| NET INCOME | ||||||||||||
| Net Income | $16.6M | $25.5M | $23.6M | $28.6M | $35.9M | $81.1M | $70.8M | $19.5M | $9.4M | $18.7M | ||
| Net Income (Continuing Operations) | $16.6M | $25.5M | $23.6M | $28.6M | $35.9M | $81.1M | $70.8M | $19.5M | $9.4M | $18.7M | ||
| Net Income (Discontinued Operations) | $16.6M | $25.5M | $23.6M | $28.6M | $35.9M | $81.1M | $70.8M | $19.5M | $9.4M | $18.7M | ||
| Net Income (Common Stockholders) | $16.6M | $25.5M | $23.6M | $28.6M | $33.8M | $81.1M | $70.8M | $19.5M | $9.4M | $18.7M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $5.5M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $29.2M | $27.0M | $27.5M | $27.4M | $26.0M | $24.5M | $23.7M | $21.9M | $20.2M | $18.6M | ||
| Average Shares Outstanding (Diluted) | $29.4M | $27.4M | $27.9M | $27.6M | $26.2M | $24.6M | $23.9M | $22.0M | $20.2M | $18.6M | ||
| Shares Outstanding | $29.2M | $29.4M | $29.4M | $28.1M | $18.7M | $25.1M | $24.2M | $22.1M | $20.1M | $19.3M | ||
| Basic EPS | $0.57 | $0.94 | $0.95 | $1.12 | $1.38 | $3.32 | $2.98 | $0.89 | $0.47 | $1.01 | ||
| Basic EPS (Continuing Operations) | $0.57 | $0.94 | $0.95 | $1.12 | $1.38 | $3.32 | $2.98 | $0.89 | $0.47 | $1.01 | ||
| Diluted EPS | $0.56 | $0.93 | $0.93 | $1.11 | $1.37 | $3.3 | $2.96 | $0.89 | $0.46 | $1.01 | ||
| Diluted EPS (Continuing Operations) | $0.56 | $0.93 | $0.93 | $1.11 | $1.37 | $3.3 | $2.96 | $0.89 | $0.46 | $1.01 | ||
| Dividend Per Share | -- | -- | -- | -- | $0.98 | -- | -- | $0.80 | $0.70 | $0.60 | ||
| OTHER METRICS | ||||||||||||
| Credit Losses Provision | $2.0M | $380.0K | $1.2M | $1.1M | $900.0K | $6.3M | $4.0M | $968.0K | $656.0K | $168.0K | ||
| Dividend Income | -- | -- | -- | -- | -- | -- | $-42.7M | $-17.2M | $-14.0M | $-11.1M | ||
| Fees And Commissions | $101.0M | $123.3M | $118.6M | $111.5M | $124.7M | $233.1M | $189.8M | $97.0M | $74.1M | $82.5M | ||
| Insurance And Claims | $11.7M | $13.2M | $11.2M | $10.3M | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Deposit | $5.9M | $7.4M | $7.7M | $11.6M | $17.3M | $14.4M | $4.4M | $4.9M | $25.7M | $40.6M | ||
| Interest Expense For Long Term Debt | $-36.9M | $-43.1M | $-51.9M | $-55.2M | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Long Term Debt And Capital Securities | $-36.9M | $-43.1M | $-51.9M | $-55.2M | -- | -- | -- | -- | -- | -- | ||
| Interest Expense For Short Term Debt | $17.2M | $12.9M | $8.6M | $7.9M | $10.3M | $10.6M | $9.9M | $8.4M | $23.3M | $26.4M | ||
| Interest Income | $62.0M | $63.7M | $67.1M | $73.7M | $79.7M | $78.5M | $69.9M | $70.2M | $99.2M | $113.2M | ||
| Interest Income After Provision For Loan Loss | $34.9M | $42.7M | $50.7M | $54.2M | $51.3M | $47.2M | $51.5M | $56.0M | $49.6M | $46.0M | ||
| Interest Income From Investment Securities | $3.6M | $3.5M | $3.6M | $4.1M | $4.5M | $3.4M | $3.6M | $70.2M | $99.2M | $113.2M | ||
| Interest Income From Loans | $58.4M | $60.2M | $63.5M | $69.6M | $75.2M | $75.1M | $66.3M | $66.2M | $94.2M | $107.6M | ||
| Interest Income From Loans And Lease | $58.4M | $60.2M | $63.5M | $69.6M | $75.2M | $75.1M | $66.3M | $66.2M | $94.2M | $107.6M | ||
| Interest Income From Securities | $3.6M | $3.5M | $3.6M | $4.1M | $4.5M | $3.4M | $3.6M | $70.2M | $99.2M | $113.2M | ||
| Net Interest Income | $36.9M | $43.1M | $51.9M | $55.2M | $52.2M | $53.5M | $55.5M | $57.0M | $50.2M | $46.2M | ||
| Net Occupancy Expense | $9.3M | $9.3M | $10.2M | $10.9M | $10.6M | $10.2M | $9.6M | $8.7M | $8.3M | $7.6M | ||
| Non Interest Expense | $-115.5M | $-127.4M | $-131.9M | $-133.2M | $136.3M | $183.1M | $170.6M | $137.1M | $119.7M | $111.6M | ||
| Non Interest Income | $104.5M | $126.4M | $124.4M | $118.2M | $130.8M | $244.0M | $203.2M | $105.6M | $81.2M | $89.3M | ||
| Occupancy And Equipment | $9.3M | $9.3M | $10.2M | $10.9M | $10.6M | $10.2M | $9.6M | $8.7M | $8.3M | $7.6M | ||
| Other Customer Services | -- | -- | $-1.4M | $-1.7M | $-925.0K | $-184.0K | $-1.3M | $-2.5M | $-1.6M | $-1.0M | ||
| Other Gand A | $11.7M | $13.2M | $11.2M | $10.3M | -- | -- | -- | -- | -- | -- | ||
| Other Interest Expense | -- | -- | -- | -- | $-52.2M | $-53.5M | $-55.5M | $-57.0M | $-50.2M | $-46.2M | ||
| Other Non Interest Expense | $6.4M | $4.4M | $4.4M | $4.4M | $13.5M | $17.4M | $15.2M | $18.2M | $17.4M | $13.1M | ||
| Other Non Interest Income | $3.5M | $3.1M | $2.9M | $3.4M | $2.7M | $6.3M | $8.8M | $3.8M | $3.7M | $3.7M | ||
| Professional Expense And Contract Services Expense | $2.4M | $2.1M | $2.7M | $2.3M | $3.6M | $8.1M | $1.3M | $1.8M | $2.7M | $3.2M | ||
| Securities Activities | $99.3M | $121.1M | $-107.0K | -- | $125.7M | $233.2M | $191.0M | $99.6M | $75.7M | $83.6M | ||
| Service Charge On Depositor Accounts | $1.6M | $2.2M | $120.0M | $113.2M | -- | -- | -- | -- | -- | -- | ||
| Intexp | $-23.1M | $-20.3M | $-16.4M | $-19.5M | $27.5M | $25.0M | $14.4M | $13.3M | $49.0M | $67.0M | ||
| Othspecchg | $-1.9M | $-1.1M | $-691.0K | $-316.0K | $-12.4M | $-18.8M | $-15.8M | $-17.8M | $-18.5M | $-18.2M | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | WSBF | $16.19 | +6.7% | 153.15K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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