AAAD vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricAAADSCHDWinner
Expense Ratio0.19%0.06%
AUM$26M$108.7B
Dividend Yield0.80%3.13%
Holdings2104
YTD Return+0.10%+26.54%
1Y Return-+30.90%
3Y Return (annualized)-+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)-13.6%
Max Drawdown-1.4%-33.4%
Fund FamilyPGIM InvestmentsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJun 1, 2026Oct 20, 2011

AAAD vs SCHD Performance

PGIM AAA CLO Aggregate Duration ETF (AAAD) is a ETF from PGIM Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, AAAD is up 0.10% versus a gain of 26.54% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.4% for AAAD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

AAAD charges 0.19% per year while SCHD charges 0.06%. On a $10,000 position that is $19 vs $6 annually, a gap of $13 per year that compounds over a long holding period. On income, AAAD currently yields 0.80% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

AAAD and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AAAD or SCHD?

AAAD has an expense ratio of 0.19% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

What is the holdings overlap between AAAD and SCHD?

AAAD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, AAAD or SCHD?

AAAD yields 0.80% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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