AAPW vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricAAPWSCHDWinner
Expense Ratio0.99%0.06%
AUM$46M$103.7B
Dividend Yield8.27%3.31%
Holdings6104
YTD Return+2.81%+26.21%
1Y Return+20.17%+29.99%
3Y Return (annualized)-+15.73%
5Y Return (annualized)-+9.67%
Volatility (annualized)26.7%13.6%
Max Drawdown-35.3%-33.4%
Fund FamilyRoundhill InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 19, 2025Oct 20, 2011

AAPW vs SCHD Performance

Roundhill AAPL WeeklyPay ETF (AAPW) is a ETF from Roundhill Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AAPW returned +20.17% while SCHD returned +29.99%. Year to date, AAPW is up 2.81% versus a gain of 26.21% for SCHD.

Risk: Volatility and Drawdowns

AAPW has been the more volatile fund, with annualized monthly volatility of 26.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.3% for AAPW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AAPW charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, AAPW currently yields 8.27% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

AAPW and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AAPW or SCHD?

AAPW has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.

Which performed better, AAPW or SCHD?

Over the past year AAPW returned +20.17% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), AAPW annualized +14.27% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, AAPW or SCHD?

AAPW has been the more volatile fund at 26.7% annualized versus 13.6% for SCHD. Worst drawdown: AAPW -35.3% vs SCHD -33.4%.

Should I hold both AAPW and SCHD?

AAPW and SCHD have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AAPW and SCHD?

AAPW and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, AAPW or SCHD?

AAPW yields 8.27% while SCHD yields 3.31%, so AAPW currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.