ACII vs QQQ

ACII vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricACIIQQQWinner
Expense Ratio0.79%0.18%
AUM$122M$496.3B
Dividend Yield6.85%0.44%
Holdings6108
YTD Return+6.25%+16.64%
1Y Return+8.48%+27.27%
3Y Return (annualized)-+25.96%
5Y Return (annualized)-+14.54%
Volatility (annualized)-30.6%
Max Drawdown-2.3%-83.0%
Fund FamilyInnovator ETFs TrustInvesco (US)
CategoryAlternativeEquity
InceptionSep 24, 2025Mar 10, 1999

ACII vs QQQ Performance

Innovator Index Autocallable Income Strategy ETF (ACII) is a ETF from Innovator ETFs Trust and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ACII returned +8.48% while QQQ returned +27.27%. Year to date, ACII is up 6.25% versus a gain of 16.64% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.3% for ACII and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

ACII charges 0.79% per year while QQQ charges 0.18%. On a $10,000 position that is $79 vs $18 annually, a gap of $61 per year that compounds over a long holding period. On income, ACII currently yields 6.85% against 0.44% for QQQ.

Frequently Asked Questions

Which is cheaper, ACII or QQQ?

ACII has an expense ratio of 0.79% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, ACII or QQQ?

Over the past year ACII returned +8.48% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results.

Which pays a higher dividend, ACII or QQQ?

ACII yields 6.85% while QQQ yields 0.44%, so ACII currently pays the higher dividend yield.

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