AGGS vs IVV
Harbor Disciplined Bond ETF vs iShares Core S&P 500 ETF
Which is better, AGGS or IVV?
Intermediate Term Bond against Large Cap Blend.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGGS | IVV |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $39M | $876.4B |
| Dividend Yield | 5.24% | 1.06% |
| Holdings | 291 | 508 |
| YTD Return | -0.67% | +11.57%Best |
| 1Y Return | +0.34% | +17.57%Best |
| 3Y Return (annualized) | - | +20.71% |
| 5Y Return (annualized) | - | +12.80% |
| Volatility (annualized) | 4.3%Best | 11.9% |
| Max Drawdown | -4.6%Best | -18.8% |
| $10,000 over 2.4 years | $11,130 | $15,564Best |
| Fund Family | Harbor Funds | iShares by BlackRock (US) |
| Category | Fixed Income | Equity |
| Style | Intermediate Term Bond | Large Cap Blend |
| Inception | May 1, 2024 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 2, 2024 to Sep 10, 2026 (2.4 years).
AGGS vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
AGGS vs IVV Performance
Harbor Disciplined Bond ETF (AGGS) is an ETF from Harbor Funds and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year AGGS returned +0.34% while IVV returned +17.57%. Year to date, AGGS is down 0.67% versus a gain of 11.57% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 4.3% for AGGS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for AGGS and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
AGGS charges 0.35% per year while IVV charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, AGGS currently yields 5.24% against 1.06% for IVV.
Holdings Overlap
We hold position weights for 131 holdings in AGGS and 505 in IVV, totalling 45.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 131 positions we hold weights for in AGGS and 505 in IVV, against full books of 291 and 508.
You are not choosing between two funds in isolation.
Whichever of AGGS and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGGS or IVV?
AGGS has an expense ratio of 0.35% while IVV charges 0.03%. IVV is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, AGGS or IVV?
Over the past year AGGS returned +0.34% vs +17.57% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), AGGS annualized +4.56% vs +20.24% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGGS or IVV?
IVV has been the more volatile fund at 11.9% annualized versus 4.3% for AGGS. Worst drawdown: AGGS -4.6% vs IVV -18.8%.
Should I hold both AGGS and IVV?
AGGS and IVV have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGGS or IVV?
AGGS yields 5.24% while IVV yields 1.06%, so AGGS currently pays the higher dividend yield.
Is IVV better than AGGS?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.