AGGS vs VOO

AGGS vs VOO

Which is better, AGGS or VOO?

Intermediate Term Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAGGSVOO
Expense Ratio0.35%0.03%Best
AUM$39M$997.4B
Dividend Yield5.24%1.04%
Holdings291509
YTD Return-0.67%+11.55%Best
1Y Return+0.34%+17.54%Best
3Y Return (annualized)-+20.71%
5Y Return (annualized)-+12.80%
Volatility (annualized)4.3%Best11.9%
Max Drawdown-4.6%Best-18.7%
$10,000 over 2.4 years$11,130$15,558Best
Fund FamilyHarbor FundsVanguard (US)
CategoryFixed IncomeEquity
StyleIntermediate Term BondLarge Cap Blend
InceptionMay 1, 2024Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 2, 2024 to Sep 10, 2026 (2.4 years).

AGGS vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.

AGGS vs VOO Performance

Harbor Disciplined Bond ETF (AGGS) is an ETF from Harbor Funds and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year AGGS returned +0.34% while VOO returned +17.54%. Year to date, AGGS is down 0.67% versus a gain of 11.55% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 4.3% for AGGS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.6% for AGGS and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.

Fees and Cost Over Time

AGGS charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, AGGS currently yields 5.24% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 131 holdings in AGGS and 505 in VOO, totalling 45.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 131 positions we hold weights for in AGGS and 505 in VOO, against full books of 291 and 509.

You are not choosing between two funds in isolation.

Whichever of AGGS and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

AGGSVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AGGS or VOO?

AGGS has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, AGGS or VOO?

Over the past year AGGS returned +0.34% vs +17.54% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), AGGS annualized +4.56% vs +20.22% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AGGS or VOO?

VOO has been the more volatile fund at 11.9% annualized versus 4.3% for AGGS. Worst drawdown: AGGS -4.6% vs VOO -18.7%.

Should I hold both AGGS and VOO?

AGGS and VOO have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, AGGS or VOO?

AGGS yields 5.24% while VOO yields 1.04%, so AGGS currently pays the higher dividend yield.

Is VOO better than AGGS?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.