AGGS vs QQQ
Harbor Disciplined Bond ETF vs Invesco QQQ Trust, Series 1
Which is better, AGGS or QQQ?
Intermediate Term Bond against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGGS | QQQ |
|---|---|---|
| Expense Ratio | 0.35% | 0.18%Best |
| AUM | $39M | $483.5B |
| Dividend Yield | 5.24% | 0.44% |
| Holdings | 291 | 107 |
| YTD Return | -0.67% | +15.86%Best |
| 1Y Return | +0.34% | +22.63%Best |
| 3Y Return (annualized) | - | +24.15% |
| 5Y Return (annualized) | - | +14.16% |
| Volatility (annualized) | 4.3%Best | 17.6% |
| Max Drawdown | -4.6%Best | -22.8% |
| $10,000 over 2.4 years | $11,130 | $16,959Best |
| Fund Family | Harbor Funds | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Intermediate Term Bond | Large Cap Growth |
| Inception | May 1, 2024 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 2, 2024 to Sep 10, 2026 (2.4 years).
AGGS vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
AGGS vs QQQ Performance
Harbor Disciplined Bond ETF (AGGS) is an ETF from Harbor Funds and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year AGGS returned +0.34% while QQQ returned +22.63%. Year to date, AGGS is down 0.67% versus a gain of 15.86% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 4.3% for AGGS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for AGGS and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.22. They move largely independently of each other.
Fees and Cost Over Time
AGGS charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, AGGS currently yields 5.24% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 131 holdings in AGGS and 102 in QQQ, totalling 45.7% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 131 positions we hold weights for in AGGS and 102 in QQQ, against full books of 291 and 107.
You are not choosing between two funds in isolation.
Whichever of AGGS and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGGS or QQQ?
AGGS has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, AGGS or QQQ?
Over the past year AGGS returned +0.34% vs +22.63% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), AGGS annualized +4.56% vs +24.62% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGGS or QQQ?
QQQ has been the more volatile fund at 17.6% annualized versus 4.3% for AGGS. Worst drawdown: AGGS -4.6% vs QQQ -22.8%.
Should I hold both AGGS and QQQ?
AGGS and QQQ have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGGS or QQQ?
AGGS yields 5.24% while QQQ yields 0.44%, so AGGS currently pays the higher dividend yield.
Is QQQ better than AGGS?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.