AIBD vs SCHD
Direxion Daily AI and Big Data Bear 2X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AIBD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AIBD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.05% | 0.06% | |
| AUM | $8M | $103.7B | |
| Dividend Yield | 3.69% | 3.31% | |
| Holdings | 8 | 104 | |
| YTD Return | +514.90% | +25.33% | |
| 1Y Return | +436.77% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 627.1% | 13.6% | |
| Max Drawdown | -82.3% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | May 15, 2024 | Oct 20, 2011 |
AIBD vs SCHD Performance
Direxion Daily AI and Big Data Bear 2X ETF (AIBD) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AIBD returned +436.77% while SCHD returned +32.31%. Year to date, AIBD is up 514.90% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
AIBD has been the more volatile fund, with annualized monthly volatility of 627.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -82.3% for AIBD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AIBD charges 1.05% per year while SCHD charges 0.06%. On a $10,000 position that is $105 vs $6 annually, a gap of $99 per year that compounds over a long holding period. On income, AIBD currently yields 3.69% against 3.31% for SCHD.
Holdings Overlap
AIBD and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AIBD or SCHD?
AIBD has an expense ratio of 1.05% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $99 per year of difference.
Which performed better, AIBD or SCHD?
Over the past year AIBD returned +436.77% vs +32.31% for SCHD, so AIBD leads on 1-year performance. Over the longest common window we track (2 years), AIBD annualized +38.90% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, AIBD or SCHD?
AIBD has been the more volatile fund at 627.1% annualized versus 13.6% for SCHD. Worst drawdown: AIBD -82.3% vs SCHD -33.4%.
Should I hold both AIBD and SCHD?
AIBD and SCHD have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIBD and SCHD?
AIBD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, AIBD or SCHD?
AIBD yields 3.69% while SCHD yields 3.31%, so AIBD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.