AIS vs VTI

AIS vs VTI
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Quick Verdict

VTI has a lower expense ratio. AIS delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: AISMore Diversified: VTI

Side-by-Side Comparison

MetricAISVTIWinner
Expense Ratio0.75%0.03%
AUM$961M$666.9B
Dividend Yield0.00%1.07%
Holdings553,543
YTD Return+84.97%+14.82%
1Y Return+140.24%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)50.7%15.4%
Max Drawdown-34.4%-56.6%
Fund FamilyVistaSharesVanguard (US)
CategoryEquityEquity
InceptionOct 1, 2024May 24, 2001

AIS vs VTI Performance

VistaShares Artificial Intelligence Supercycle ETF (AIS) is a ETF from VistaShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AIS returned +140.24% while VTI returned +22.43%. Year to date, AIS is up 84.97% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

AIS has been the more volatile fund, with annualized monthly volatility of 50.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.4% for AIS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AIS charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, AIS currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

12.0%overlap

AIS and VTI share 28 holdings out of 2821 unique holdings combined, representing a 12.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AISWeight in VTIDifference
NVDA3.06%6.32%3.26%
MU6.96%1.79%5.17%
AMD5.36%1.30%4.06%
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Frequently Asked Questions

Which is cheaper, AIS or VTI?

AIS has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.

Which performed better, AIS or VTI?

Over the past year AIS returned +140.24% vs +22.43% for VTI, so AIS leads on 1-year performance. Over the longest common window we track (2 years), AIS annualized +87.76% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, AIS or VTI?

AIS has been the more volatile fund at 50.7% annualized versus 15.4% for VTI. Worst drawdown: AIS -34.4% vs VTI -56.6%.

Should I hold both AIS and VTI?

AIS and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AIS and VTI?

AIS and VTI share 28 common holdings with a 12.0% weight overlap. Combined, they hold 2821 unique securities.

Which pays a higher dividend, AIS or VTI?

AIS yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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