AIS vs SCHD
VistaShares Artificial Intelligence Supercycle ETF vs Schwab US Dividend Equity ETF
Which is better, AIS or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AIS led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 41.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AIS | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $949M | $112.2B |
| Dividend Yield | 0.00% | 3.13% |
| Holdings | 68 | 103 |
| YTD Return | +78.28%Best | +27.56% |
| 1Y Return | +131.59%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 49.1% | 12.8%Best |
| Max Drawdown | -34.4% | -15.1%Best |
| $10,000 over 1.8 years | $28,835Best | $12,798 |
| Top 10 Weight | 41.9% | 41.5%Best |
| Fund Family | VistaShares | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Oct 1, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 3, 2024 to Sep 4, 2026 (1.8 years).
AIS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
AIS vs SCHD Performance
VistaShares Artificial Intelligence Supercycle ETF (AIS) is an ETF from VistaShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AIS returned +131.59% while SCHD returned +30.29%. Year to date, AIS is up 78.28% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIS has been the more volatile fund, with annualized monthly volatility of 49.1% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.4% for AIS and -15.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.09. They move largely independently of each other.
Fees and Cost Over Time
AIS charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, AIS currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 64 holdings in AIS and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 64 positions we hold weights for in AIS and 100 in SCHD, against full books of 68 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for AIS (99.9% of the fund), and 34 for AIS that do not appear in SCHD (62.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of AIS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AIS or SCHD?
AIS has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, AIS or SCHD?
Over the past year AIS returned +131.59% vs +30.29% for SCHD, so AIS leads on 1-year performance. Over the longest common window we track (2 years), AIS annualized +80.10% vs +14.69% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AIS or SCHD?
AIS has been the more volatile fund at 49.1% annualized versus 12.8% for SCHD. Worst drawdown: AIS -34.4% vs SCHD -15.1%.
Should I hold both AIS and SCHD?
AIS and SCHD have a monthly-return correlation of 0.09, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AIS or SCHD?
AIS yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AIS?
SCHD has a lower expense ratio. AIS led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 41.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.