AMDY vs SPY

Quick Verdict

SPY has a lower expense ratio. AMDY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: AMDYMore Diversified: SPY

Side-by-Side Comparison

MetricAMDYSPYWinner
Expense Ratio1.23%0.09%
AUM$371M$789.1B
Dividend Yield58.00%1.01%
Holdings17505
YTD Return+78.36%+14.47%
1Y Return+114.75%+21.96%
3Y Return (annualized)+45.61%+21.70%
5Y Return (annualized)-+13.30%
Volatility (annualized)57.2%15.3%
Max Drawdown-53.9%-56.5%
Fund FamilyYieldMax ETFState Street Investment Management
CategoryAlternativeEquity
InceptionSep 18, 2023Jan 22, 1993

AMDY vs SPY Performance

YieldMax AMD Option Income Strategy ETF (AMDY) is a ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year AMDY returned +114.75% while SPY returned +21.96%. Year to date, AMDY is up 78.36% versus a gain of 14.47% for SPY.

Over three years, AMDY compounded at +45.61% per year against +21.70% for SPY. Across the full 3-year window we track, AMDY has the edge at +45.61% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AMDY has been the more volatile fund, with annualized monthly volatility of 57.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.9% for AMDY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AMDY charges 1.23% per year while SPY charges 0.09%. On a $10,000 position that is $123 vs $9 annually, a gap of $114 per year that compounds over a long holding period. On income, AMDY currently yields 58.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

AMDY and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AMDY or SPY?

AMDY has an expense ratio of 1.23% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $114 per year of difference.

Which performed better, AMDY or SPY?

Over the past year AMDY returned +114.75% vs +21.96% for SPY, so AMDY leads on 1-year performance. Over the longest common window we track (3 years), AMDY annualized +45.61% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, AMDY or SPY?

AMDY has been the more volatile fund at 57.2% annualized versus 15.3% for SPY. Worst drawdown: AMDY -53.9% vs SPY -56.5%.

Should I hold both AMDY and SPY?

AMDY and SPY have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AMDY and SPY?

AMDY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, AMDY or SPY?

AMDY yields 58.00% while SPY yields 1.01%, so AMDY currently pays the higher dividend yield.

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