AMDY vs SCHD
YieldMax AMD Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AMDY delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | AMDY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.23% | 0.06% | |
| AUM | $393M | $108.7B | |
| Dividend Yield | 76.77% | 3.13% | |
| Holdings | 19 | 104 | |
| YTD Return | +75.91% | +28.63% | |
| 1Y Return | +129.94% | +32.53% | |
| 3Y Return (annualized) | +44.61% | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | 57.3% | 13.7% | |
| Max Drawdown | -53.9% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 18, 2023 | Oct 20, 2011 |
AMDY vs SCHD Performance
YieldMax AMD Option Income Strategy ETF (AMDY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AMDY returned +129.94% while SCHD returned +32.53%. Year to date, AMDY is up 75.91% versus a gain of 28.63% for SCHD.
Over three years, AMDY compounded at +44.61% per year against +16.97% for SCHD. Across the full 3-year window we track, AMDY has the edge at +44.61% annualized vs +11.63%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AMDY has been the more volatile fund, with annualized monthly volatility of 57.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.9% for AMDY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.04. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AMDY charges 1.23% per year while SCHD charges 0.06%. On a $10,000 position that is $123 vs $6 annually, a gap of $117 per year that compounds over a long holding period. On income, AMDY currently yields 76.77% against 3.13% for SCHD.
Holdings Overlap
AMDY and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AMDY or SCHD?
AMDY has an expense ratio of 1.23% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $117 per year of difference.
Which performed better, AMDY or SCHD?
Over the past year AMDY returned +129.94% vs +32.53% for SCHD, so AMDY leads on 1-year performance. Over the longest common window we track (3 years), AMDY annualized +44.61% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, AMDY or SCHD?
AMDY has been the more volatile fund at 57.3% annualized versus 13.7% for SCHD. Worst drawdown: AMDY -53.9% vs SCHD -33.4%.
Should I hold both AMDY and SCHD?
AMDY and SCHD have a monthly-return correlation of 0.04, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AMDY and SCHD?
AMDY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, AMDY or SCHD?
AMDY yields 76.77% while SCHD yields 3.13%, so AMDY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.