AMZA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricAMZASCHDWinner
Expense Ratio1.72%0.06%
AUM$466M$103.7B
Dividend Yield8.16%3.31%
Holdings86104
YTD Return+29.18%+25.62%
1Y Return+28.02%+32.62%
3Y Return (annualized)+23.23%+15.58%
5Y Return (annualized)+23.47%+9.63%
Volatility (annualized)39.9%13.6%
Max Drawdown-96.7%-33.4%
Fund FamilyVirtus Investment PartnersCharles Schwab Asset Management
CategoryEquityEquity
InceptionOct 1, 2014Oct 20, 2011

AMZA vs SCHD Performance

InfraCap MLP ETF (AMZA) is a ETF from Virtus Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AMZA returned +28.02% while SCHD returned +32.62%. Year to date, AMZA is up 29.18% versus a gain of 25.62% for SCHD.

Over three years, AMZA compounded at +23.23% per year against +15.58% for SCHD; over five years the annualized figures are +23.47% and +9.63% respectively. Across the full 12-year window we track, SCHD has the edge at +11.47% annualized vs -9.28%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AMZA has been the more volatile fund, with annualized monthly volatility of 39.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -96.7% for AMZA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AMZA charges 1.72% per year while SCHD charges 0.06%. On a $10,000 position that is $172 vs $6 annually, a gap of $166 per year that compounds over a long holding period. On income, AMZA currently yields 8.16% against 3.31% for SCHD.

Holdings Overlap

1.8%overlap

AMZA and SCHD share 2 holdings out of 127 unique holdings combined, representing a 1.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AMZAWeight in SCHDDifference
OKE1.45%1.50%0.05%
DINO0.41%0.36%0.05%

Frequently Asked Questions

Which is cheaper, AMZA or SCHD?

AMZA has an expense ratio of 1.72% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $166 per year of difference.

Which performed better, AMZA or SCHD?

Over the past year AMZA returned +28.02% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), AMZA annualized -9.28% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, AMZA or SCHD?

AMZA has been the more volatile fund at 39.9% annualized versus 13.6% for SCHD. Worst drawdown: AMZA -96.7% vs SCHD -33.4%.

Should I hold both AMZA and SCHD?

AMZA and SCHD have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AMZA and SCHD?

AMZA and SCHD share 2 common holdings with a 1.8% weight overlap. Combined, they hold 127 unique securities.

Which pays a higher dividend, AMZA or SCHD?

AMZA yields 8.16% while SCHD yields 3.31%, so AMZA currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.