APIE vs SCHD
ActivePassive International Equity ETF vs Schwab US Dividend Equity ETF
Which is better, APIE or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. APIE led over 3Y and the full window, SCHD over 1Y. APIE is less concentrated, with 23.5% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | APIE | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $1.2B | $112.2B |
| Dividend Yield | 3.38% | 3.13% |
| Holdings | 550 | 103 |
| YTD Return | +10.18% | +27.56%Best |
| 1Y Return | +21.14% | +30.29%Best |
| 3Y Return (annualized) | +18.51%Best | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 12.1%Best | 13.2% |
| Max Drawdown | -15.9%Best | -16.1% |
| $10,000 over 3.3 years | $16,628Best | $16,595 |
| Top 10 Weight | 23.5%Best | 41.5% |
| Fund Family | Envestnet Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 3, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 3, 2023 to Sep 4, 2026 (3.3 years).
APIE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
APIE vs SCHD Performance
ActivePassive International Equity ETF (APIE) is an ETF from Envestnet Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year APIE returned +21.14% while SCHD returned +30.29%. Year to date, APIE is up 10.18% versus a gain of 27.56% for SCHD.
Over three years, APIE compounded at +18.51% per year against +16.37% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 12.1% for APIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.9% for APIE and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
APIE charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, APIE currently yields 3.38% against 3.13% for SCHD.
Holdings Overlap
0.1% of APIE's money is in holdings SCHD also owns. 2.7% of SCHD's money is in holdings APIE also owns.
SCHD and APIE share little of their money.
1 positions in common, counted across the 547 positions we hold weights for in APIE and 100 in SCHD, against full books of 550 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for APIE (97.2% of the fund), and 218 for APIE that do not appear in SCHD (30.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in APIE | Weight in SCHD | Difference |
|---|---|---|---|
| ACNAccenture Plc | 0.15% | 2.70% | 2.55% |
You are not choosing between two funds in isolation.
Whichever of APIE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, APIE or SCHD?
APIE has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, APIE or SCHD?
Over the past year APIE returned +21.14% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, APIE or SCHD?
SCHD has been the more volatile fund at 13.2% annualized versus 12.1% for APIE. Worst drawdown: APIE -15.9% vs SCHD -16.1%.
Should I hold both APIE and SCHD?
APIE and SCHD have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between APIE and SCHD?
2.7% of SCHD's money is in holdings APIE also owns. 2.7% of SCHD's is in holdings APIE also owns. They hold 1 positions in common, counted across the 547 positions we hold weights for in APIE and 100 in SCHD.
Which pays a higher dividend, APIE or SCHD?
APIE yields 3.38% while SCHD yields 3.13%, so APIE currently pays the higher dividend yield.
Is SCHD better than APIE?
SCHD has a lower expense ratio. APIE led over 3Y and the full window, SCHD over 1Y. APIE is less concentrated, with 23.5% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.