APIE vs VOO

APIE vs VOO
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. APIE offers more diversification with 551 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: APIE

Side-by-Side Comparison

MetricAPIEVOOWinner
Expense Ratio0.45%0.03%
AUM$1.2B$997.4B
Dividend Yield3.38%1.08%
Holdings551509
YTD Return+8.79%+12.25%
1Y Return+19.41%+20.92%
3Y Return (annualized)+18.02%+21.79%
5Y Return (annualized)-+13.05%
Volatility (annualized)12.3%14.1%
Max Drawdown-15.9%-34.3%
Fund FamilyEnvestnet Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionMay 3, 2023Sep 7, 2010

APIE vs VOO Performance

ActivePassive International Equity ETF (APIE) is a ETF from Envestnet Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year APIE returned +19.41% while VOO returned +20.92%. Year to date, APIE is up 8.79% versus a gain of 12.25% for VOO.

Over three years, APIE compounded at +18.02% per year against +21.79% for VOO. Across the full 3-year window we track, APIE has the edge at +16.43% annualized vs +13.45%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 12.3% for APIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.9% for APIE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

APIE charges 0.45% per year while VOO charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, APIE currently yields 3.38% against 1.08% for VOO.

Holdings Overlap

0.3%overlap

APIE and VOO share 3 holdings out of 1032 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in APIEWeight in VOODifference
AON0.28%0.11%0.17%
CCL0.25%0.06%0.19%
ACN0.16%0.12%0.04%

Frequently Asked Questions

Which is cheaper, APIE or VOO?

APIE has an expense ratio of 0.45% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, APIE or VOO?

Over the past year APIE returned +19.41% vs +20.92% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), APIE annualized +16.43% vs +13.45% for VOO. Past performance does not guarantee future results.

Which is riskier, APIE or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 12.3% for APIE. Worst drawdown: APIE -15.9% vs VOO -34.3%.

Should I hold both APIE and VOO?

APIE and VOO have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between APIE and VOO?

APIE and VOO share 3 common holdings with a 0.3% weight overlap. Combined, they hold 1032 unique securities.

Which pays a higher dividend, APIE or VOO?

APIE yields 3.38% while VOO yields 1.08%, so APIE currently pays the higher dividend yield.

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