APRT vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricAPRTVOOWinner
Expense Ratio0.74%0.03%
AUM$46M$979.0B
Dividend Yield0.00%1.09%
Holdings5509
YTD Return+7.59%+13.80%
1Y Return+7.79%+23.71%
3Y Return (annualized)+15.04%+21.50%
5Y Return (annualized)+9.79%+13.44%
Volatility (annualized)9.7%14.1%
Max Drawdown-15.0%-34.3%
Fund FamilyAllianzIMVanguard (US)
CategoryAlternativeEquity
InceptionMay 28, 2020Sep 7, 2010

APRT vs VOO Performance

AllianzIM US Equity Buffer10 Apr ETF (APRT) is a ETF from AllianzIM and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year APRT returned +7.79% while VOO returned +23.71%. Year to date, APRT is up 7.59% versus a gain of 13.80% for VOO.

Over three years, APRT compounded at +15.04% per year against +21.50% for VOO; over five years the annualized figures are +9.79% and +13.44% respectively. Across the full 6-year window we track, VOO has the edge at +13.58% annualized vs +10.37%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 9.7% for APRT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.0% for APRT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

APRT charges 0.74% per year while VOO charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, APRT currently yields 0.00% against 1.09% for VOO.

Frequently Asked Questions

Which is cheaper, APRT or VOO?

APRT has an expense ratio of 0.74% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, APRT or VOO?

Over the past year APRT returned +7.79% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), APRT annualized +10.37% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, APRT or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 9.7% for APRT. Worst drawdown: APRT -15.0% vs VOO -34.3%.

Should I hold both APRT and VOO?

APRT and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, APRT or VOO?

APRT yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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