ARLU vs IVV
AllianzIM US Equity Buffer15 Uncapped Apr ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | ARLU | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.74% | 0.03% | |
| AUM | $54M | $865.2B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 4 | 508 | |
| YTD Return | +8.31% | +13.80% | |
| 1Y Return | +15.37% | +23.01% | |
| 3Y Return (annualized) | - | +21.77% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 10.4% | 15.1% | |
| Max Drawdown | -15.4% | -56.5% | |
| Fund Family | AllianzIM | iShares by BlackRock (US) | |
| Category | Alternative | Equity | |
| Inception | Mar 28, 2024 | May 15, 2000 |
ARLU vs IVV Performance
AllianzIM US Equity Buffer15 Uncapped Apr ETF (ARLU) is a ETF from AllianzIM and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ARLU returned +15.37% while IVV returned +23.01%. Year to date, ARLU is up 8.31% versus a gain of 13.80% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.4% for ARLU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for ARLU and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ARLU charges 0.74% per year while IVV charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, ARLU currently yields 0.00% against 1.09% for IVV.
Frequently Asked Questions
Which is cheaper, ARLU or IVV?
ARLU has an expense ratio of 0.74% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, ARLU or IVV?
Over the past year ARLU returned +15.37% vs +23.01% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), ARLU annualized +12.26% vs +7.04% for IVV. Past performance does not guarantee future results.
Which is riskier, ARLU or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 10.4% for ARLU. Worst drawdown: ARLU -15.4% vs IVV -56.5%.
Should I hold both ARLU and IVV?
ARLU and IVV have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, ARLU or IVV?
ARLU yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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