ASHR vs VTI
Xtrackers Harvest CSI 300 China A-Shares ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | ASHR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $1.6B | $666.9B | |
| Dividend Yield | 2.24% | 1.07% | |
| Holdings | 287 | 3,543 | |
| YTD Return | +2.79% | +12.65% | |
| 1Y Return | +15.85% | +21.39% | |
| 3Y Return (annualized) | +11.76% | +21.54% | |
| 5Y Return (annualized) | -0.18% | +12.11% | |
| Volatility (annualized) | 24.0% | 15.3% | |
| Max Drawdown | -51.3% | -56.6% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 6, 2013 | May 24, 2001 |
ASHR vs VTI Performance
Xtrackers Harvest CSI 300 China A-Shares ETF (ASHR) is a ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ASHR returned +15.85% while VTI returned +21.39%. Year to date, ASHR is up 2.79% versus a gain of 12.65% for VTI.
Over three years, ASHR compounded at +11.76% per year against +21.54% for VTI; over five years the annualized figures are -0.18% and +12.11% respectively. Across the full 13-year window we track, VTI has the edge at +8.07% annualized vs +5.66%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ASHR has been the more volatile fund, with annualized monthly volatility of 24.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.3% for ASHR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ASHR charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, ASHR currently yields 2.24% against 1.07% for VTI.
Holdings Overlap
ASHR and VTI share 0 holdings out of 3071 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ASHR or VTI?
ASHR has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, ASHR or VTI?
Over the past year ASHR returned +15.85% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), ASHR annualized +5.66% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, ASHR or VTI?
ASHR has been the more volatile fund at 24.0% annualized versus 15.3% for VTI. Worst drawdown: ASHR -51.3% vs VTI -56.6%.
Should I hold both ASHR and VTI?
ASHR and VTI have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ASHR and VTI?
ASHR and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3071 unique securities.
Which pays a higher dividend, ASHR or VTI?
ASHR yields 2.24% while VTI yields 1.07%, so ASHR currently pays the higher dividend yield.
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