AVIV vs VTI
Avantis International Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. AVIV delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | AVIV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.03% | |
| AUM | $2.1B | $666.9B | |
| Dividend Yield | 2.46% | 1.07% | |
| Holdings | 620 | 3,543 | |
| YTD Return | +17.37% | +13.14% | |
| 1Y Return | +30.86% | +22.35% | |
| 3Y Return (annualized) | +24.25% | +21.83% | |
| 5Y Return (annualized) | +14.57% | +12.01% | |
| Volatility (annualized) | 16.1% | 15.3% | |
| Max Drawdown | -27.7% | -56.6% | |
| Fund Family | Avantis Investors | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 29, 2021 | May 24, 2001 |
AVIV vs VTI Performance
Avantis International Large Cap Value ETF (AVIV) is a ETF from Avantis Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year AVIV returned +30.86% while VTI returned +22.35%. Year to date, AVIV is up 17.37% versus a gain of 13.14% for VTI.
Over three years, AVIV compounded at +24.25% per year against +21.83% for VTI; over five years the annualized figures are +14.57% and +12.01% respectively. Across the full 5-year window we track, AVIV has the edge at +14.57% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVIV has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.7% for AVIV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AVIV charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, AVIV currently yields 2.46% against 1.07% for VTI.
Holdings Overlap
AVIV and VTI share 4 holdings out of 3372 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AVIV or VTI?
AVIV has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, AVIV or VTI?
Over the past year AVIV returned +30.86% vs +22.35% for VTI, so AVIV leads on 1-year performance. Over the longest common window we track (5 years), AVIV annualized +14.57% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, AVIV or VTI?
AVIV has been the more volatile fund at 16.1% annualized versus 15.3% for VTI. Worst drawdown: AVIV -27.7% vs VTI -56.6%.
Should I hold both AVIV and VTI?
AVIV and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AVIV and VTI?
AVIV and VTI share 4 common holdings with a 0.1% weight overlap. Combined, they hold 3372 unique securities.
Which pays a higher dividend, AVIV or VTI?
AVIV yields 2.46% while VTI yields 1.07%, so AVIV currently pays the higher dividend yield.
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