AVSC vs SCHD
Avantis US Small Cap Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AVSC delivered stronger 1-year returns. AVSC offers more diversification with 1468 holdings.
Side-by-Side Comparison
| Metric | AVSC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $3.0B | $103.7B | |
| Dividend Yield | 0.92% | 3.31% | |
| Holdings | 1,498 | 104 | |
| YTD Return | +25.98% | +25.33% | |
| 1Y Return | +41.73% | +32.31% | |
| 3Y Return (annualized) | +17.09% | +15.40% | |
| 5Y Return (annualized) | +10.45% | +9.70% | |
| Volatility (annualized) | 21.3% | 13.6% | |
| Max Drawdown | -28.4% | -33.4% | |
| Fund Family | Avantis Investors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 11, 2022 | Oct 20, 2011 |
AVSC vs SCHD Performance
Avantis US Small Cap Equity ETF (AVSC) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVSC returned +41.73% while SCHD returned +32.31%. Year to date, AVSC is up 25.98% versus a gain of 25.33% for SCHD.
Over three years, AVSC compounded at +17.09% per year against +15.40% for SCHD; over five years the annualized figures are +10.45% and +9.70% respectively. Across the full 10-year window we track, SCHD has the edge at +11.45% annualized vs +6.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVSC has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.4% for AVSC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AVSC charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, AVSC currently yields 0.92% against 3.31% for SCHD.
Holdings Overlap
AVSC and SCHD share 38 holdings out of 1530 unique holdings combined, representing a 2.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AVSC or SCHD?
AVSC has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, AVSC or SCHD?
Over the past year AVSC returned +41.73% vs +32.31% for SCHD, so AVSC leads on 1-year performance. Over the longest common window we track (10 years), AVSC annualized +6.06% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, AVSC or SCHD?
AVSC has been the more volatile fund at 21.3% annualized versus 13.6% for SCHD. Worst drawdown: AVSC -28.4% vs SCHD -33.4%.
Should I hold both AVSC and SCHD?
AVSC and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AVSC and SCHD?
AVSC and SCHD share 38 common holdings with a 2.0% weight overlap. Combined, they hold 1530 unique securities.
Which pays a higher dividend, AVSC or SCHD?
AVSC yields 0.92% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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