AVSF vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricAVSFVOOWinner
Expense Ratio0.15%0.03%
AUM$653M$979.0B
Dividend Yield4.35%1.09%
Holdings496509
YTD Return+1.02%+13.72%
1Y Return+4.33%+21.63%
3Y Return (annualized)+2.84%+21.55%
5Y Return (annualized)-+13.26%
Volatility (annualized)2.9%14.1%
Max Drawdown-8.8%-34.3%
Fund FamilyAvantis InvestorsVanguard (US)
CategoryFixed IncomeEquity
InceptionOct 14, 2020Sep 7, 2010

AVSF vs VOO Performance

Avantis Short-Term Fixed Income ETF (AVSF) is a ETF from Avantis Investors and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year AVSF returned +4.33% while VOO returned +21.63%. Year to date, AVSF is up 1.02% versus a gain of 13.72% for VOO.

Over three years, AVSF compounded at +2.84% per year against +21.55% for VOO. Across the full 5-year window we track, VOO has the edge at +13.56% annualized vs +0.78%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 2.9% for AVSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.8% for AVSF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

AVSF charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AVSF currently yields 4.35% against 1.09% for VOO.

Holdings Overlap

0.1%overlap

AVSF and VOO share 1 holdings out of 970 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in AVSFWeight in VOODifference
KDP0.08%0.07%0.01%

Frequently Asked Questions

Which is cheaper, AVSF or VOO?

AVSF has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

Which performed better, AVSF or VOO?

Over the past year AVSF returned +4.33% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), AVSF annualized +0.78% vs +13.56% for VOO. Past performance does not guarantee future results.

Which is riskier, AVSF or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 2.9% for AVSF. Worst drawdown: AVSF -8.8% vs VOO -34.3%.

Should I hold both AVSF and VOO?

AVSF and VOO have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVSF and VOO?

AVSF and VOO share 1 common holdings with a 0.1% weight overlap. Combined, they hold 970 unique securities.

Which pays a higher dividend, AVSF or VOO?

AVSF yields 4.35% while VOO yields 1.09%, so AVSF currently pays the higher dividend yield.

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