BBIB vs SCHD
BBIB vs SCHD
JPMorgan BetaBuilders US Treasury Bond 3-10 Year ETF vs Schwab US Dividend Equity ETF
Quick Verdict
BBIB has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BBIB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.06% | |
| AUM | $54M | $103.7B | |
| Dividend Yield | 3.74% | 3.31% | |
| Holdings | 84 | 104 | |
| YTD Return | -1.56% | +24.26% | |
| 1Y Return | +0.37% | +31.38% | |
| 3Y Return (annualized) | +3.26% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 4.5% | 13.6% | |
| Max Drawdown | -6.4% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Apr 19, 2023 | Oct 20, 2011 |
BBIB vs SCHD Performance
JPMorgan BetaBuilders US Treasury Bond 3-10 Year ETF (BBIB) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BBIB returned +0.37% while SCHD returned +31.38%. Year to date, BBIB is down 1.56% versus a gain of 24.26% for SCHD.
Over three years, BBIB compounded at +3.26% per year against +15.08% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.39% annualized vs +2.51%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 4.5% for BBIB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.4% for BBIB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BBIB charges 0.04% per year while SCHD charges 0.06%. On a $10,000 position that is $4 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, BBIB currently yields 3.74% against 3.31% for SCHD.
Holdings Overlap
BBIB and SCHD share 0 holdings out of 168 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BBIB or SCHD?
BBIB has an expense ratio of 0.04% while SCHD charges 0.06%. BBIB is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, BBIB or SCHD?
Over the past year BBIB returned +0.37% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BBIB annualized +2.51% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BBIB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 4.5% for BBIB. Worst drawdown: BBIB -6.4% vs SCHD -33.4%.
Should I hold both BBIB and SCHD?
BBIB and SCHD have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BBIB and SCHD?
BBIB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 168 unique securities.
Which pays a higher dividend, BBIB or SCHD?
BBIB yields 3.74% while SCHD yields 3.31%, so BBIB currently pays the higher dividend yield.
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