Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricBBIBVTIWinner
Expense Ratio0.04%0.03%
AUM$54M$663.5B
Dividend Yield3.74%1.07%
Holdings843,543
YTD Return-1.56%+14.20%
1Y Return+0.37%+24.16%
3Y Return (annualized)+3.26%+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)4.5%15.3%
Max Drawdown-6.4%-56.6%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionApr 19, 2023May 24, 2001

BBIB vs VTI Performance

JPMorgan BetaBuilders US Treasury Bond 3-10 Year ETF (BBIB) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BBIB returned +0.37% while VTI returned +24.16%. Year to date, BBIB is down 1.56% versus a gain of 14.20% for VTI.

Over three years, BBIB compounded at +3.26% per year against +21.12% for VTI. Across the full 3-year window we track, VTI has the edge at +8.14% annualized vs +2.51%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.5% for BBIB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.4% for BBIB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BBIB charges 0.04% per year while VTI charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, BBIB currently yields 3.74% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

BBIB and VTI share 0 holdings out of 2851 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BBIB or VTI?

BBIB has an expense ratio of 0.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, BBIB or VTI?

Over the past year BBIB returned +0.37% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), BBIB annualized +2.51% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, BBIB or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 4.5% for BBIB. Worst drawdown: BBIB -6.4% vs VTI -56.6%.

Should I hold both BBIB and VTI?

BBIB and VTI have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BBIB and VTI?

BBIB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2851 unique securities.

Which pays a higher dividend, BBIB or VTI?

BBIB yields 3.74% while VTI yields 1.07%, so BBIB currently pays the higher dividend yield.

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